The typical owner-occupied home in New Bethlehem is worth about $179,400, 30% below the Pennsylvania median of $254,500 and 46% below the national median of $332,700. Owners pay a median $1,447 a year in property taxes, about 0.81% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $50,000 a year, so the median home costs 3.6 times the median income (3.3 times for Pennsylvania). 54% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
New Bethlehem at a glance
| New Bethlehem | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $179,400 | $254,500 | $332,700 |
| Median property tax paid per year | $1,447 | $3,311 | $3,119 |
| Property tax as a share of value | 0.81% | 1.30% | 0.94% |
| Median household income | $50,000 | $77,971 | $80,734 |
| Homes lived in by their owners | 54% | 69% | 65% |
| Owner homes with a mortgage | 60% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,438 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 16.1% | 19.4% | 21.0% |
| Median rent | $667 | $1,209 | $1,413 |
| Rent as a share of renters' income | 27.9% | 29.2% | 30.6% |
| Median year homes were built | 1945 | 1965 | 1980 |
| Vacant homes | 13.8% | 9.2% | 10.1% |
| Population | 957 | 13,018,639 | 334,922,499 |
What a typical home costs per month in New Bethlehem
At this week's average 30-year rate of 7.11%, buying the median New Bethlehem home of $179,400 with 20% down costs about $1,161 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,460, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,771 for the 20%-down payment. That payment is 28% of the median New Bethlehem household income of $50,000; at that income and 20% down, the 28% guideline points to a home of about $180,000.
The median rent here is $667 a month, so owning the median home costs about $494 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $35,880 |
|---|---|
| Loan amount | $143,520 |
| Principal and interest | $965 |
| Property taxes (0.81% a year) | $121 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| PMI | $0 |
| Total per month | $1,161 |
Change the numbers in the calculator
| Down payment | $6,279 |
|---|---|
| Loan amount | $176,151 |
| Principal and interest | $1,185 |
| Property taxes (0.81% a year) | $121 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| FHA mortgage insurance | $79 |
| Total per month | $1,460 |
Change the numbers in the calculator
Questions about home buying in New Bethlehem
What is the median home value in New Bethlehem?
About $179,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in New Bethlehem?
Homeowners pay a median $1,447 a year, which is about 0.81% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in New Bethlehem?
For the median home with 20% down at 7.11%, the payment is about $1,161 a month. Keeping that under 28% of gross income takes about $49,771 a year.
More about New Bethlehem
- Mortgage Refinance in New Bethlehem
- Debt Relief in New Bethlehem
- Home Equity Loans in New Bethlehem
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data