The typical owner-occupied home in Hawthorn is worth about $92,900, 63% below the Pennsylvania median of $254,500 and 72% below the national median of $332,700. Owners pay a median $1,090 a year in property taxes, about 1.17% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $46,932 a year, so the median home costs 2.0 times the median income (3.3 times for Pennsylvania). 75% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.
Hawthorn at a glance
| Hawthorn | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $92,900 | $254,500 | $332,700 |
| Median property tax paid per year | $1,090 | $3,311 | $3,119 |
| Property tax as a share of value | 1.17% | 1.30% | 0.94% |
| Median household income | $46,932 | $77,971 | $80,734 |
| Homes lived in by their owners | 75% | 69% | 65% |
| Owner homes with a mortgage | 54% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,046 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 18.5% | 19.4% | 21.0% |
| Median rent | $715 | $1,209 | $1,413 |
| Rent as a share of renters' income | 34.6% | 29.2% | 30.6% |
| Median year homes were built | 1947 | 1965 | 1980 |
| Vacant homes | 7.6% | 9.2% | 10.1% |
| Population | 501 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Hawthorn
At this week's average 30-year rate of 7.11%, buying the median Hawthorn home of $92,900 with 20% down costs about $629 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $784, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,968 for the 20%-down payment. That payment is 16% of the median Hawthorn household income of $46,932; at that income and 20% down, the 28% guideline points to a home of about $162,000.
The median rent here is $715 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $18,580 |
|---|---|
| Loan amount | $74,320 |
| Principal and interest | $500 |
| Property taxes (1.17% a year) | $91 |
| Homeowners insurance (our estimate, 0.5% a year) | $39 |
| PMI | $0 |
| Total per month | $629 |
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| Down payment | $3,252 |
|---|---|
| Loan amount | $91,217 |
| Principal and interest | $614 |
| Property taxes (1.17% a year) | $91 |
| Homeowners insurance (our estimate, 0.5% a year) | $39 |
| FHA mortgage insurance | $41 |
| Total per month | $784 |
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Questions about home buying in Hawthorn
What is the median home value in Hawthorn?
About $92,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hawthorn?
Homeowners pay a median $1,090 a year, which is about 1.17% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hawthorn?
For the median home with 20% down at 7.11%, the payment is about $629 a month. Keeping that under 28% of gross income takes about $26,968 a year.
More about Hawthorn
- Mortgage Refinance in Hawthorn
- Debt Relief in Hawthorn
- Home Equity Loans in Hawthorn
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data