The typical owner-occupied home in Fenelton is worth about $166,100, 35% below the Pennsylvania median of $254,500 and 50% below the national median of $332,700. The median household earns $146,250 a year, so the median home costs 1.1 times the median income (3.3 times for Pennsylvania). 100% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.
Fenelton at a glance
| Fenelton | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $166,100 | $254,500 | $332,700 |
| Median property tax paid per year | – | $3,311 | $3,119 |
| Median household income | $146,250 | $77,971 | $80,734 |
| Homes lived in by their owners | 100% | 69% | 65% |
| Owner homes with a mortgage | 76% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,393 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 12.9% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1955 | 1965 | 1980 |
| Vacant homes | 55.3% | 9.2% | 10.1% |
| Population | 44 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Fenelton
At this week's average 30-year rate of 7.11%, buying the median Fenelton home of $166,100 with 20% down costs about $1,115 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,392, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,801 for the 20%-down payment. That payment is 9% of the median Fenelton household income of $146,250; at that income and 20% down, the 28% guideline points to a home of about $508,000.
| Down payment | $33,220 |
|---|---|
| Loan amount | $132,880 |
| Principal and interest | $894 |
| Property taxes (1.10% a year) | $152 |
| Homeowners insurance (our estimate, 0.5% a year) | $69 |
| PMI | $0 |
| Total per month | $1,115 |
Change the numbers in the calculator
| Down payment | $5,814 |
|---|---|
| Loan amount | $163,092 |
| Principal and interest | $1,097 |
| Property taxes (1.10% a year) | $152 |
| Homeowners insurance (our estimate, 0.5% a year) | $69 |
| FHA mortgage insurance | $73 |
| Total per month | $1,392 |
Change the numbers in the calculator
Questions about home buying in Fenelton
What is the median home value in Fenelton?
About $166,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Fenelton?
For the median home with 20% down at 7.11%, the payment is about $1,115 a month. Keeping that under 28% of gross income takes about $47,801 a year.
More about Fenelton
- Mortgage Refinance in Fenelton
- Debt Relief in Fenelton
- Home Equity Loans in Fenelton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data