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Buying a home in Boyers, Pennsylvania

The typical owner-occupied home in Boyers is worth about $58,000, 77% below the Pennsylvania median of $254,500 and 83% below the national median of $332,700. The median household earns $57,813 a year, so the median home costs 1.0 times the median income (3.3 times for Pennsylvania). 65% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.

Boyers at a glance

Boyers Pennsylvania U.S.
Median home value $58,000 $254,500 $332,700
Median property tax paid per year – $3,311 $3,119
Median household income $57,813 $77,971 $80,734
Homes lived in by their owners 65% 69% 65%
Owner homes with a mortgage 62% 58% 61%
Median monthly costs, owners with a mortgage $913 $1,762 $1,963
Those costs as a share of the owners' income 26.7% 19.4% 21.0%
Median rent $936 $1,209 $1,413
Rent as a share of renters' income 25.8% 29.2% 30.6%
Median year homes were built 1938 1965 1980
Vacant homes 32.9% 9.2% 10.1%
Population 138 13,018,639 334,922,499

What a typical home costs per month in Boyers

At this week's average 30-year rate of 7.11%, buying the median Boyers home of $58,000 with 20% down costs about $389 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $486, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,692 for the 20%-down payment. That payment is 8% of the median Boyers household income of $57,813; at that income and 20% down, the 28% guideline points to a home of about $201,000.

The median rent here is $936 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$11,600
Loan amount$46,400
Principal and interest$312
Property taxes (1.10% a year)$53
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$389

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3.5% down, 30-year FHA loan
Down payment$2,030
Loan amount$56,949
Principal and interest$383
Property taxes (1.10% a year)$53
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$26
Total per month$486

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Questions about home buying in Boyers

What is the median home value in Boyers?

About $58,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Boyers?

For the median home with 20% down at 7.11%, the payment is about $389 a month. Keeping that under 28% of gross income takes about $16,692 a year.

More about Boyers

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data