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Buying a home in Maysville, Oklahoma

The typical owner-occupied home in Maysville is worth about $152,400, 24% below the Oklahoma median of $199,800 and 54% below the national median of $332,700. Owners pay a median $1,015 a year in property taxes, about 0.67% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $60,931 a year, so the median home costs 2.5 times the median income (3.1 times for Oklahoma). 79% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.

Maysville at a glance

Maysville Oklahoma U.S.
Median home value $152,400 $199,800 $332,700
Median property tax paid per year $1,015 $1,599 $3,119
Property tax as a share of value 0.67% 0.80% 0.94%
Median household income $60,931 $65,039 $80,734
Homes lived in by their owners 79% 66% 65%
Owner homes with a mortgage 26% 54% 61%
Median monthly costs, owners with a mortgage – $1,539 $1,963
Those costs as a share of the owners' income 20.7% 19.6% 21.0%
Median rent $775 $1,014 $1,413
Rent as a share of renters' income 23.3% 28.4% 30.6%
Median year homes were built 1971 1980 1980
Vacant homes 14.0% 12.0% 10.1%
Population 1,399 4,028,634 334,922,499

What a typical home costs per month in Maysville

At this week's average 30-year rate of 7.11%, buying the median Maysville home of $152,400 with 20% down costs about $969 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,223, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $41,518 for the 20%-down payment. That payment is 19% of the median Maysville household income of $60,931; at that income and 20% down, the 28% guideline points to a home of about $224,000.

The median rent here is $775 a month, so owning the median home costs about $194 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$30,480
Loan amount$121,920
Principal and interest$820
Property taxes (0.67% a year)$85
Homeowners insurance (our estimate, 0.5% a year)$64
PMI$0
Total per month$969

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3.5% down, 30-year FHA loan
Down payment$5,334
Loan amount$149,640
Principal and interest$1,007
Property taxes (0.67% a year)$85
Homeowners insurance (our estimate, 0.5% a year)$64
FHA mortgage insurance$67
Total per month$1,223

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Questions about home buying in Maysville

What is the median home value in Maysville?

About $152,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Maysville?

Homeowners pay a median $1,015 a year, which is about 0.67% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Maysville?

For the median home with 20% down at 7.11%, the payment is about $969 a month. Keeping that under 28% of gross income takes about $41,518 a year.

More about Maysville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data