The typical owner-occupied home in Creek County is worth about $182,100, 9% below the Oklahoma median of $199,800 and 45% below the national median of $332,700. Owners pay a median $1,298 a year in property taxes, about 0.71% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $62,338 a year, so the median home costs 2.9 times the median income (3.1 times for Oklahoma). 74% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Creek County at a glance
| Creek County | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $182,100 | $199,800 | $332,700 |
| Median property tax paid per year | $1,298 | $1,599 | $3,119 |
| Property tax as a share of value | 0.71% | 0.80% | 0.94% |
| Median household income | $62,338 | $65,039 | $80,734 |
| Homes lived in by their owners | 74% | 66% | 65% |
| Owner homes with a mortgage | 50% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,424 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 19.7% | 19.6% | 21.0% |
| Median rent | $936 | $1,014 | $1,413 |
| Rent as a share of renters' income | 27.0% | 28.4% | 30.6% |
| Median year homes were built | 1985 | 1980 | 1980 |
| Vacant homes | 10.7% | 12.0% | 10.1% |
| Population | 72,830 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Creek County
At this week's average 30-year rate of 7.11%, buying the median Creek County home of $182,100 with 20% down costs about $1,164 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,467, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,869 for the 20%-down payment. That payment is 22% of the median Creek County household income of $62,338; at that income and 20% down, the 28% guideline points to a home of about $228,000.
The median rent here is $936 a month, so owning the median home costs about $228 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $36,420 |
|---|---|
| Loan amount | $145,680 |
| Principal and interest | $980 |
| Property taxes (0.71% a year) | $108 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| PMI | $0 |
| Total per month | $1,164 |
Change the numbers in the calculator
| Down payment | $6,374 |
|---|---|
| Loan amount | $178,802 |
| Principal and interest | $1,203 |
| Property taxes (0.71% a year) | $108 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| FHA mortgage insurance | $81 |
| Total per month | $1,467 |
Change the numbers in the calculator
Questions about home buying in Creek County
What is the median home value in Creek County?
About $182,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Creek County?
Homeowners pay a median $1,298 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Creek County?
For the median home with 20% down at 7.11%, the payment is about $1,164 a month. Keeping that under 28% of gross income takes about $49,869 a year.
More about Creek County
- Mortgage Refinance in Creek County
- Debt Relief in Creek County
- Home Equity Loans in Creek County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data