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Buying a home in Pittsburg County, Oklahoma

The typical owner-occupied home in Pittsburg County is worth about $156,900, 21% below the Oklahoma median of $199,800 and 53% below the national median of $332,700. Owners pay a median $788 a year in property taxes, about 0.50% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $55,310 a year, so the median home costs 2.8 times the median income (3.1 times for Oklahoma). 71% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.

Pittsburg County at a glance

Pittsburg County Oklahoma U.S.
Median home value $156,900 $199,800 $332,700
Median property tax paid per year $788 $1,599 $3,119
Property tax as a share of value 0.50% 0.80% 0.94%
Median household income $55,310 $65,039 $80,734
Homes lived in by their owners 71% 66% 65%
Owner homes with a mortgage 46% 54% 61%
Median monthly costs, owners with a mortgage $1,253 $1,539 $1,963
Those costs as a share of the owners' income 18.4% 19.6% 21.0%
Median rent $860 $1,014 $1,413
Rent as a share of renters' income 29.9% 28.4% 30.6%
Median year homes were built 1979 1980 1980
Vacant homes 19.8% 12.0% 10.1%
Population 43,561 4,028,634 334,922,499

What a typical home costs per month in Pittsburg County

At this week's average 30-year rate of 7.11%, buying the median Pittsburg County home of $156,900 with 20% down costs about $975 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,237, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $41,791 for the 20%-down payment. That payment is 21% of the median Pittsburg County household income of $55,310; at that income and 20% down, the 28% guideline points to a home of about $208,000.

The median rent here is $860 a month, so owning the median home costs about $115 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$31,380
Loan amount$125,520
Principal and interest$844
Property taxes (0.50% a year)$65
Homeowners insurance (our estimate, 0.5% a year)$65
PMI$0
Total per month$975

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3.5% down, 30-year FHA loan
Down payment$5,492
Loan amount$154,058
Principal and interest$1,036
Property taxes (0.50% a year)$65
Homeowners insurance (our estimate, 0.5% a year)$65
FHA mortgage insurance$69
Total per month$1,237

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Questions about home buying in Pittsburg County

What is the median home value in Pittsburg County?

About $156,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pittsburg County?

Homeowners pay a median $788 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pittsburg County?

For the median home with 20% down at 7.11%, the payment is about $975 a month. Keeping that under 28% of gross income takes about $41,791 a year.

More about Pittsburg County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data