The typical owner-occupied home in Johnston County is worth about $116,500, 42% below the Oklahoma median of $199,800 and 65% below the national median of $332,700. Owners pay a median $650 a year in property taxes, about 0.56% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $52,688 a year, so the median home costs 2.2 times the median income (3.1 times for Oklahoma). 72% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Johnston County at a glance
| Johnston County | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $116,500 | $199,800 | $332,700 |
| Median property tax paid per year | $650 | $1,599 | $3,119 |
| Property tax as a share of value | 0.56% | 0.80% | 0.94% |
| Median household income | $52,688 | $65,039 | $80,734 |
| Homes lived in by their owners | 72% | 66% | 65% |
| Owner homes with a mortgage | 36% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,156 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 19.5% | 19.6% | 21.0% |
| Median rent | $762 | $1,014 | $1,413 |
| Rent as a share of renters' income | 25.7% | 28.4% | 30.6% |
| Median year homes were built | 1983 | 1980 | 1980 |
| Vacant homes | 17.4% | 12.0% | 10.1% |
| Population | 10,278 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Johnston County
At this week's average 30-year rate of 7.11%, buying the median Johnston County home of $116,500 with 20% down costs about $730 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $924, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,280 for the 20%-down payment. That payment is 17% of the median Johnston County household income of $52,688; at that income and 20% down, the 28% guideline points to a home of about $196,000.
The median rent here is $762 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $23,300 |
|---|---|
| Loan amount | $93,200 |
| Principal and interest | $627 |
| Property taxes (0.56% a year) | $54 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| PMI | $0 |
| Total per month | $730 |
Change the numbers in the calculator
| Down payment | $4,078 |
|---|---|
| Loan amount | $114,390 |
| Principal and interest | $770 |
| Property taxes (0.56% a year) | $54 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| FHA mortgage insurance | $52 |
| Total per month | $924 |
Change the numbers in the calculator
Questions about home buying in Johnston County
What is the median home value in Johnston County?
About $116,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Johnston County?
Homeowners pay a median $650 a year, which is about 0.56% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Johnston County?
For the median home with 20% down at 7.11%, the payment is about $730 a month. Keeping that under 28% of gross income takes about $31,280 a year.
More about Johnston County
- Mortgage Refinance in Johnston County
- Debt Relief in Johnston County
- Home Equity Loans in Johnston County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data