The typical owner-occupied home in Caddo County is worth about $115,700, 42% below the Oklahoma median of $199,800 and 65% below the national median of $332,700. Owners pay a median $626 a year in property taxes, about 0.54% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $55,353 a year, so the median home costs 2.1 times the median income (3.1 times for Oklahoma). 73% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Caddo County at a glance
| Caddo County | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $115,700 | $199,800 | $332,700 |
| Median property tax paid per year | $626 | $1,599 | $3,119 |
| Property tax as a share of value | 0.54% | 0.80% | 0.94% |
| Median household income | $55,353 | $65,039 | $80,734 |
| Homes lived in by their owners | 73% | 66% | 65% |
| Owner homes with a mortgage | 38% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,166 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 19.7% | 19.6% | 21.0% |
| Median rent | $734 | $1,014 | $1,413 |
| Rent as a share of renters' income | 24.0% | 28.4% | 30.6% |
| Median year homes were built | 1972 | 1980 | 1980 |
| Vacant homes | 21.6% | 12.0% | 10.1% |
| Population | 26,447 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Caddo County
At this week's average 30-year rate of 7.11%, buying the median Caddo County home of $115,700 with 20% down costs about $723 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $916, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,983 for the 20%-down payment. That payment is 16% of the median Caddo County household income of $55,353; at that income and 20% down, the 28% guideline points to a home of about $207,000.
The median rent here is $734 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $23,140 |
|---|---|
| Loan amount | $92,560 |
| Principal and interest | $623 |
| Property taxes (0.54% a year) | $52 |
| Homeowners insurance (our estimate, 0.5% a year) | $48 |
| PMI | $0 |
| Total per month | $723 |
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| Down payment | $4,050 |
|---|---|
| Loan amount | $113,604 |
| Principal and interest | $764 |
| Property taxes (0.54% a year) | $52 |
| Homeowners insurance (our estimate, 0.5% a year) | $48 |
| FHA mortgage insurance | $51 |
| Total per month | $916 |
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Questions about home buying in Caddo County
What is the median home value in Caddo County?
About $115,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Caddo County?
Homeowners pay a median $626 a year, which is about 0.54% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Caddo County?
For the median home with 20% down at 7.11%, the payment is about $723 a month. Keeping that under 28% of gross income takes about $30,983 a year.
More about Caddo County
- Mortgage Refinance in Caddo County
- Debt Relief in Caddo County
- Home Equity Loans in Caddo County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data