The typical owner-occupied home in Noble County is worth about $146,400, 27% below the Oklahoma median of $199,800 and 56% below the national median of $332,700. Owners pay a median $1,172 a year in property taxes, about 0.80% of their home's value, close to the Oklahoma rate of 0.80%. The median household earns $66,365 a year, so the median home costs 2.2 times the median income (3.1 times for Oklahoma). 78% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Noble County at a glance
| Noble County | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $146,400 | $199,800 | $332,700 |
| Median property tax paid per year | $1,172 | $1,599 | $3,119 |
| Property tax as a share of value | 0.80% | 0.80% | 0.94% |
| Median household income | $66,365 | $65,039 | $80,734 |
| Homes lived in by their owners | 78% | 66% | 65% |
| Owner homes with a mortgage | 52% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,295 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 16.5% | 19.6% | 21.0% |
| Median rent | $826 | $1,014 | $1,413 |
| Rent as a share of renters' income | 28.8% | 28.4% | 30.6% |
| Median year homes were built | 1975 | 1980 | 1980 |
| Vacant homes | 18.3% | 12.0% | 10.1% |
| Population | 10,897 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Noble County
At this week's average 30-year rate of 7.11%, buying the median Noble County home of $146,400 with 20% down costs about $946 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,190, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,563 for the 20%-down payment. That payment is 17% of the median Noble County household income of $66,365; at that income and 20% down, the 28% guideline points to a home of about $240,000.
The median rent here is $826 a month, so owning the median home costs about $120 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $29,280 |
|---|---|
| Loan amount | $117,120 |
| Principal and interest | $788 |
| Property taxes (0.80% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $61 |
| PMI | $0 |
| Total per month | $946 |
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| Down payment | $5,124 |
|---|---|
| Loan amount | $143,748 |
| Principal and interest | $967 |
| Property taxes (0.80% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $61 |
| FHA mortgage insurance | $65 |
| Total per month | $1,190 |
Change the numbers in the calculator
Questions about home buying in Noble County
What is the median home value in Noble County?
About $146,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Noble County?
Homeowners pay a median $1,172 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Noble County?
For the median home with 20% down at 7.11%, the payment is about $946 a month. Keeping that under 28% of gross income takes about $40,563 a year.
More about Noble County
- Mortgage Refinance in Noble County
- Debt Relief in Noble County
- Home Equity Loans in Noble County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data