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Buying a home in Rogers County, Oklahoma

The typical owner-occupied home in Rogers County is worth about $240,500, 20% above the Oklahoma median of $199,800 and 28% below the national median of $332,700. Owners pay a median $1,806 a year in property taxes, about 0.75% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $80,067 a year, so the median home costs 3.0 times the median income (3.1 times for Oklahoma). 78% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.

Rogers County at a glance

Rogers County Oklahoma U.S.
Median home value $240,500 $199,800 $332,700
Median property tax paid per year $1,806 $1,599 $3,119
Property tax as a share of value 0.75% 0.80% 0.94%
Median household income $80,067 $65,039 $80,734
Homes lived in by their owners 78% 66% 65%
Owner homes with a mortgage 61% 54% 61%
Median monthly costs, owners with a mortgage $1,599 $1,539 $1,963
Those costs as a share of the owners' income 19.1% 19.6% 21.0%
Median rent $1,047 $1,014 $1,413
Rent as a share of renters' income 27.1% 28.4% 30.6%
Median year homes were built 1993 1980 1980
Vacant homes 6.9% 12.0% 10.1%
Population 98,610 4,028,634 334,922,499

What a typical home costs per month in Rogers County

At this week's average 30-year rate of 7.11%, buying the median Rogers County home of $240,500 with 20% down costs about $1,545 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,945, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,206 for the 20%-down payment. That payment is 23% of the median Rogers County household income of $80,067; at that income and 20% down, the 28% guideline points to a home of about $291,000.

The median rent here is $1,047 a month, so owning the median home costs about $498 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$48,100
Loan amount$192,400
Principal and interest$1,294
Property taxes (0.75% a year)$150
Homeowners insurance (our estimate, 0.5% a year)$100
PMI$0
Total per month$1,545

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3.5% down, 30-year FHA loan
Down payment$8,418
Loan amount$236,144
Principal and interest$1,589
Property taxes (0.75% a year)$150
Homeowners insurance (our estimate, 0.5% a year)$100
FHA mortgage insurance$106
Total per month$1,945

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Questions about home buying in Rogers County

What is the median home value in Rogers County?

About $240,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Rogers County?

Homeowners pay a median $1,806 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Rogers County?

For the median home with 20% down at 7.11%, the payment is about $1,545 a month. Keeping that under 28% of gross income takes about $66,206 a year.

More about Rogers County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data