The typical owner-occupied home in Lindsay is worth about $112,200, 44% below the Oklahoma median of $199,800 and 66% below the national median of $332,700. Owners pay a median $696 a year in property taxes, about 0.62% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $52,000 a year, so the median home costs 2.2 times the median income (3.1 times for Oklahoma). 54% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Lindsay at a glance
| Lindsay | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $112,200 | $199,800 | $332,700 |
| Median property tax paid per year | $696 | $1,599 | $3,119 |
| Property tax as a share of value | 0.62% | 0.80% | 0.94% |
| Median household income | $52,000 | $65,039 | $80,734 |
| Homes lived in by their owners | 54% | 66% | 65% |
| Owner homes with a mortgage | 45% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,052 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 18.2% | 19.6% | 21.0% |
| Median rent | $768 | $1,014 | $1,413 |
| Rent as a share of renters' income | 23.4% | 28.4% | 30.6% |
| Median year homes were built | 1970 | 1980 | 1980 |
| Vacant homes | 15.6% | 12.0% | 10.1% |
| Population | 2,884 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Lindsay
At this week's average 30-year rate of 7.11%, buying the median Lindsay home of $112,200 with 20% down costs about $709 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $895, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,366 for the 20%-down payment. That payment is 16% of the median Lindsay household income of $52,000; at that income and 20% down, the 28% guideline points to a home of about $192,000.
The median rent here is $768 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $22,440 |
|---|---|
| Loan amount | $89,760 |
| Principal and interest | $604 |
| Property taxes (0.62% a year) | $58 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| PMI | $0 |
| Total per month | $709 |
Change the numbers in the calculator
| Down payment | $3,927 |
|---|---|
| Loan amount | $110,168 |
| Principal and interest | $741 |
| Property taxes (0.62% a year) | $58 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| FHA mortgage insurance | $50 |
| Total per month | $895 |
Change the numbers in the calculator
Questions about home buying in Lindsay
What is the median home value in Lindsay?
About $112,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lindsay?
Homeowners pay a median $696 a year, which is about 0.62% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lindsay?
For the median home with 20% down at 7.11%, the payment is about $709 a month. Keeping that under 28% of gross income takes about $30,366 a year.
More about Lindsay
- Mortgage Refinance in Lindsay
- Debt Relief in Lindsay
- Home Equity Loans in Lindsay
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data