The typical owner-occupied home in Carrier is worth about $93,100, 53% below the Oklahoma median of $199,800 and 72% below the national median of $332,700. Owners pay a median $900 a year in property taxes, about 0.97% of their home's value, higher than the Oklahoma rate of 0.80%. 100% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.
Carrier at a glance
| Carrier | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $93,100 | $199,800 | $332,700 |
| Median property tax paid per year | $900 | $1,599 | $3,119 |
| Property tax as a share of value | 0.97% | 0.80% | 0.94% |
| Median household income | – | $65,039 | $80,734 |
| Homes lived in by their owners | 100% | 66% | 65% |
| Owner homes with a mortgage | 64% | 54% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,539 | $1,963 |
| Median rent | – | $1,014 | $1,413 |
| Median year homes were built | 1964 | 1980 | 1980 |
| Vacant homes | 0.0% | 12.0% | 10.1% |
| Population | 65 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Carrier
At this week's average 30-year rate of 7.11%, buying the median Carrier home of $93,100 with 20% down costs about $615 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $770, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,361 for the 20%-down payment.
| Down payment | $18,620 |
|---|---|
| Loan amount | $74,480 |
| Principal and interest | $501 |
| Property taxes (0.97% a year) | $75 |
| Homeowners insurance (our estimate, 0.5% a year) | $39 |
| PMI | $0 |
| Total per month | $615 |
Change the numbers in the calculator
| Down payment | $3,258 |
|---|---|
| Loan amount | $91,414 |
| Principal and interest | $615 |
| Property taxes (0.97% a year) | $75 |
| Homeowners insurance (our estimate, 0.5% a year) | $39 |
| FHA mortgage insurance | $41 |
| Total per month | $770 |
Change the numbers in the calculator
Questions about home buying in Carrier
What is the median home value in Carrier?
About $93,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Carrier?
Homeowners pay a median $900 a year, which is about 0.97% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Carrier?
For the median home with 20% down at 7.11%, the payment is about $615 a month. Keeping that under 28% of gross income takes about $26,361 a year.
More about Carrier
- Mortgage Refinance in Carrier
- Debt Relief in Carrier
- Home Equity Loans in Carrier
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data