The typical owner-occupied home in Bison is worth about $64,200, 68% below the Oklahoma median of $199,800 and 81% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Bison at a glance
| Bison | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $64,200 | $199,800 | $332,700 |
| Median property tax paid per year | – | $1,599 | $3,119 |
| Median household income | – | $65,039 | $80,734 |
| Homes lived in by their owners | 100% | 66% | 65% |
| Owner homes with a mortgage | 0% | 54% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,539 | $1,963 |
| Median rent | – | $1,014 | $1,413 |
| Median year homes were built | 1998 | 1980 | 1980 |
| Vacant homes | 0.0% | 12.0% | 10.1% |
| Population | 48 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Bison
At this week's average 30-year rate of 7.11%, buying the median Bison home of $64,200 with 20% down costs about $431 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $538, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,476 for the 20%-down payment.
| Down payment | $12,840 |
|---|---|
| Loan amount | $51,360 |
| Principal and interest | $346 |
| Property taxes (1.10% a year) | $59 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $431 |
Change the numbers in the calculator
| Down payment | $2,247 |
|---|---|
| Loan amount | $63,037 |
| Principal and interest | $424 |
| Property taxes (1.10% a year) | $59 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $28 |
| Total per month | $538 |
Change the numbers in the calculator
Questions about home buying in Bison
What is the median home value in Bison?
About $64,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Bison?
For the median home with 20% down at 7.11%, the payment is about $431 a month. Keeping that under 28% of gross income takes about $18,476 a year.
More about Bison
- Mortgage Refinance in Bison
- Debt Relief in Bison
- Home Equity Loans in Bison
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data