The typical owner-occupied home in Swink is worth about $89,200, 55% below the Oklahoma median of $199,800 and 73% below the national median of $332,700. Owners pay a median $513 a year in property taxes, about 0.58% of their home's value, lower than the Oklahoma rate of 0.80%. 93% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Swink at a glance
| Swink | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $89,200 | $199,800 | $332,700 |
| Median property tax paid per year | $513 | $1,599 | $3,119 |
| Property tax as a share of value | 0.58% | 0.80% | 0.94% |
| Median household income | – | $65,039 | $80,734 |
| Homes lived in by their owners | 93% | 66% | 65% |
| Owner homes with a mortgage | 44% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $992 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 19.6% | 19.6% | 21.0% |
| Median rent | – | $1,014 | $1,413 |
| Median year homes were built | 1974 | 1980 | 1980 |
| Vacant homes | 27.0% | 12.0% | 10.1% |
| Population | 70 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Swink
At this week's average 30-year rate of 7.11%, buying the median Swink home of $89,200 with 20% down costs about $560 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $709, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,014 for the 20%-down payment.
| Down payment | $17,840 |
|---|---|
| Loan amount | $71,360 |
| Principal and interest | $480 |
| Property taxes (0.58% a year) | $43 |
| Homeowners insurance (our estimate, 0.5% a year) | $37 |
| PMI | $0 |
| Total per month | $560 |
Change the numbers in the calculator
| Down payment | $3,122 |
|---|---|
| Loan amount | $87,584 |
| Principal and interest | $589 |
| Property taxes (0.58% a year) | $43 |
| Homeowners insurance (our estimate, 0.5% a year) | $37 |
| FHA mortgage insurance | $39 |
| Total per month | $709 |
Change the numbers in the calculator
Questions about home buying in Swink
What is the median home value in Swink?
About $89,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Swink?
Homeowners pay a median $513 a year, which is about 0.58% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Swink?
For the median home with 20% down at 7.11%, the payment is about $560 a month. Keeping that under 28% of gross income takes about $24,014 a year.
More about Swink
- Mortgage Refinance in Swink
- Debt Relief in Swink
- Home Equity Loans in Swink
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data