The typical owner-occupied home in Grant is worth about $68,300, 66% below the Oklahoma median of $199,800 and 79% below the national median of $332,700. Owners pay a median $272 a year in property taxes, about 0.40% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $20,769 a year, so the median home costs 3.3 times the median income (3.1 times for Oklahoma). 84% of occupied homes here are lived in by their owners, and 15% of those owners still have a mortgage.
Grant at a glance
| Grant | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $68,300 | $199,800 | $332,700 |
| Median property tax paid per year | $272 | $1,599 | $3,119 |
| Property tax as a share of value | 0.40% | 0.80% | 0.94% |
| Median household income | $20,769 | $65,039 | $80,734 |
| Homes lived in by their owners | 84% | 66% | 65% |
| Owner homes with a mortgage | 15% | 54% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,539 | $1,963 |
| Median rent | – | $1,014 | $1,413 |
| Rent as a share of renters' income | 37.5% | 28.4% | 30.6% |
| Median year homes were built | 1987 | 1980 | 1980 |
| Vacant homes | 26.5% | 12.0% | 10.1% |
| Population | 176 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Grant
At this week's average 30-year rate of 7.11%, buying the median Grant home of $68,300 with 20% down costs about $419 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $533, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,949 for the 20%-down payment. That payment is 24% of the median Grant household income of $20,769; at that income and 20% down, the 28% guideline points to a home of about $79,000.
| Down payment | $13,660 |
|---|---|
| Loan amount | $54,640 |
| Principal and interest | $368 |
| Property taxes (0.40% a year) | $23 |
| Homeowners insurance (our estimate, 0.5% a year) | $28 |
| PMI | $0 |
| Total per month | $419 |
Change the numbers in the calculator
| Down payment | $2,390 |
|---|---|
| Loan amount | $67,063 |
| Principal and interest | $451 |
| Property taxes (0.40% a year) | $23 |
| Homeowners insurance (our estimate, 0.5% a year) | $28 |
| FHA mortgage insurance | $30 |
| Total per month | $533 |
Change the numbers in the calculator
Questions about home buying in Grant
What is the median home value in Grant?
About $68,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Grant?
Homeowners pay a median $272 a year, which is about 0.40% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Grant?
For the median home with 20% down at 7.11%, the payment is about $419 a month. Keeping that under 28% of gross income takes about $17,949 a year.
More about Grant
- Mortgage Refinance in Grant
- Debt Relief in Grant
- Home Equity Loans in Grant
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
