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Buying a home in Woodsfield, Ohio

The typical owner-occupied home in Woodsfield is worth about $108,600, 49% below the Ohio median of $214,800 and 67% below the national median of $332,700. Owners pay a median $989 a year in property taxes, about 0.91% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $49,390 a year, so the median home costs 2.2 times the median income (3.0 times for Ohio). 56% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Woodsfield at a glance

Woodsfield Ohio U.S.
Median home value $108,600 $214,800 $332,700
Median property tax paid per year $989 $2,822 $3,119
Property tax as a share of value 0.91% 1.31% 0.94%
Median household income $49,390 $71,389 $80,734
Homes lived in by their owners 56% 67% 65%
Owner homes with a mortgage 48% 61% 61%
Median monthly costs, owners with a mortgage $997 $1,517 $1,963
Those costs as a share of the owners' income 18.8% 18.6% 21.0%
Median rent $803 $1,034 $1,413
Rent as a share of renters' income 30.4% 28.3% 30.6%
Median year homes were built 1959 1970 1980
Vacant homes 18.9% 8.1% 10.1%
Population 2,404 11,810,293 334,922,499

What a typical home costs per month in Woodsfield

At this week's average 30-year rate of 7.11%, buying the median Woodsfield home of $108,600 with 20% down costs about $712 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $893, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,517 for the 20%-down payment. That payment is 17% of the median Woodsfield household income of $49,390; at that income and 20% down, the 28% guideline points to a home of about $176,000.

The median rent here is $803 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$21,720
Loan amount$86,880
Principal and interest$584
Property taxes (0.91% a year)$82
Homeowners insurance (our estimate, 0.5% a year)$45
PMI$0
Total per month$712

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3.5% down, 30-year FHA loan
Down payment$3,801
Loan amount$106,633
Principal and interest$717
Property taxes (0.91% a year)$82
Homeowners insurance (our estimate, 0.5% a year)$45
FHA mortgage insurance$48
Total per month$893

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Questions about home buying in Woodsfield

What is the median home value in Woodsfield?

About $108,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Woodsfield?

Homeowners pay a median $989 a year, which is about 0.91% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Woodsfield?

For the median home with 20% down at 7.11%, the payment is about $712 a month. Keeping that under 28% of gross income takes about $30,517 a year.

More about Woodsfield

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data