The typical owner-occupied home in Sardis is worth about $114,000, 47% below the Ohio median of $214,800 and 66% below the national median of $332,700. Owners pay a median $791 a year in property taxes, about 0.69% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $62,866 a year, so the median home costs 1.8 times the median income (3.0 times for Ohio). 78% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.
Sardis at a glance
| Sardis | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $114,000 | $214,800 | $332,700 |
| Median property tax paid per year | $791 | $2,822 | $3,119 |
| Property tax as a share of value | 0.69% | 1.31% | 0.94% |
| Median household income | $62,866 | $71,389 | $80,734 |
| Homes lived in by their owners | 78% | 67% | 65% |
| Owner homes with a mortgage | 23% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,109 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 21.4% | 18.6% | 21.0% |
| Median rent | $694 | $1,034 | $1,413 |
| Rent as a share of renters' income | 30.6% | 28.3% | 30.6% |
| Median year homes were built | 1973 | 1970 | 1980 |
| Vacant homes | 20.5% | 8.1% | 10.1% |
| Population | 427 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Sardis
At this week's average 30-year rate of 7.11%, buying the median Sardis home of $114,000 with 20% down costs about $727 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $916, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,138 for the 20%-down payment. That payment is 14% of the median Sardis household income of $62,866; at that income and 20% down, the 28% guideline points to a home of about $230,000.
The median rent here is $694 a month, so owning the median home costs about $33 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $22,800 |
|---|---|
| Loan amount | $91,200 |
| Principal and interest | $614 |
| Property taxes (0.69% a year) | $66 |
| Homeowners insurance (our estimate, 0.5% a year) | $48 |
| PMI | $0 |
| Total per month | $727 |
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| Down payment | $3,990 |
|---|---|
| Loan amount | $111,935 |
| Principal and interest | $753 |
| Property taxes (0.69% a year) | $66 |
| Homeowners insurance (our estimate, 0.5% a year) | $48 |
| FHA mortgage insurance | $50 |
| Total per month | $916 |
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Questions about home buying in Sardis
What is the median home value in Sardis?
About $114,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Sardis?
Homeowners pay a median $791 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Sardis?
For the median home with 20% down at 7.11%, the payment is about $727 a month. Keeping that under 28% of gross income takes about $31,138 a year.
More about Sardis
- Mortgage Refinance in Sardis
- Debt Relief in Sardis
- Home Equity Loans in Sardis
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data