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Buying a home in Greene County, Ohio

The typical owner-occupied home in Greene County is worth about $252,200, 17% above the Ohio median of $214,800 and 24% below the national median of $332,700. Owners pay a median $4,071 a year in property taxes, about 1.61% of their home's value, higher than the Ohio rate of 1.31%. The median household earns $87,309 a year, so the median home costs 2.9 times the median income (3.0 times for Ohio). 68% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.

Greene County at a glance

Greene County Ohio U.S.
Median home value $252,200 $214,800 $332,700
Median property tax paid per year $4,071 $2,822 $3,119
Property tax as a share of value 1.61% 1.31% 0.94%
Median household income $87,309 $71,389 $80,734
Homes lived in by their owners 68% 67% 65%
Owner homes with a mortgage 64% 61% 61%
Median monthly costs, owners with a mortgage $1,702 $1,517 $1,963
Those costs as a share of the owners' income 17.9% 18.6% 21.0%
Median rent $1,135 $1,034 $1,413
Rent as a share of renters' income 26.2% 28.3% 30.6%
Median year homes were built 1976 1970 1980
Vacant homes 5.8% 8.1% 10.1%
Population 169,688 11,810,293 334,922,499

What a typical home costs per month in Greene County

At this week's average 30-year rate of 7.11%, buying the median Greene County home of $252,200 with 20% down costs about $1,801 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,221, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $77,173 for the 20%-down payment. That payment is 25% of the median Greene County household income of $87,309; at that income and 20% down, the 28% guideline points to a home of about $285,000.

The median rent here is $1,135 a month, so owning the median home costs about $666 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$50,440
Loan amount$201,760
Principal and interest$1,357
Property taxes (1.61% a year)$338
Homeowners insurance (our estimate, 0.5% a year)$105
PMI$0
Total per month$1,801

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3.5% down, 30-year FHA loan
Down payment$8,827
Loan amount$247,632
Principal and interest$1,666
Property taxes (1.61% a year)$338
Homeowners insurance (our estimate, 0.5% a year)$105
FHA mortgage insurance$112
Total per month$2,221

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Questions about home buying in Greene County

What is the median home value in Greene County?

About $252,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Greene County?

Homeowners pay a median $4,071 a year, which is about 1.61% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Greene County?

For the median home with 20% down at 7.11%, the payment is about $1,801 a month. Keeping that under 28% of gross income takes about $77,173 a year.

More about Greene County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data