The typical owner-occupied home in Graysville is worth about $107,500, 50% below the Ohio median of $214,800 and 68% below the national median of $332,700. Owners pay a median $1,107 a year in property taxes, about 1.03% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $53,750 a year, so the median home costs 2.0 times the median income (3.0 times for Ohio). 83% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.
Graysville at a glance
| Graysville | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $107,500 | $214,800 | $332,700 |
| Median property tax paid per year | $1,107 | $2,822 | $3,119 |
| Property tax as a share of value | 1.03% | 1.31% | 0.94% |
| Median household income | $53,750 | $71,389 | $80,734 |
| Homes lived in by their owners | 83% | 67% | 65% |
| Owner homes with a mortgage | 24% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $675 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 13.8% | 18.6% | 21.0% |
| Median rent | – | $1,034 | $1,413 |
| Median year homes were built | 1959 | 1970 | 1980 |
| Vacant homes | 18.9% | 8.1% | 10.1% |
| Population | 71 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Graysville
At this week's average 30-year rate of 7.11%, buying the median Graysville home of $107,500 with 20% down costs about $716 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $895, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,668 for the 20%-down payment. That payment is 16% of the median Graysville household income of $53,750; at that income and 20% down, the 28% guideline points to a home of about $188,000.
| Down payment | $21,500 |
|---|---|
| Loan amount | $86,000 |
| Principal and interest | $579 |
| Property taxes (1.03% a year) | $92 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| PMI | $0 |
| Total per month | $716 |
Change the numbers in the calculator
| Down payment | $3,762 |
|---|---|
| Loan amount | $105,553 |
| Principal and interest | $710 |
| Property taxes (1.03% a year) | $92 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| FHA mortgage insurance | $48 |
| Total per month | $895 |
Change the numbers in the calculator
Questions about home buying in Graysville
What is the median home value in Graysville?
About $107,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Graysville?
Homeowners pay a median $1,107 a year, which is about 1.03% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Graysville?
For the median home with 20% down at 7.11%, the payment is about $716 a month. Keeping that under 28% of gross income takes about $30,668 a year.
More about Graysville
- Mortgage Refinance in Graysville
- Debt Relief in Graysville
- Home Equity Loans in Graysville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data