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Buying a home in Portage County, Ohio

The typical owner-occupied home in Portage County is worth about $227,000, 6% above the Ohio median of $214,800 and 32% below the national median of $332,700. Owners pay a median $2,877 a year in property taxes, about 1.27% of their home's value, close to the Ohio rate of 1.31%. The median household earns $75,766 a year, so the median home costs 3.0 times the median income (3.0 times for Ohio). 70% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.

Portage County at a glance

Portage County Ohio U.S.
Median home value $227,000 $214,800 $332,700
Median property tax paid per year $2,877 $2,822 $3,119
Property tax as a share of value 1.27% 1.31% 0.94%
Median household income $75,766 $71,389 $80,734
Homes lived in by their owners 70% 67% 65%
Owner homes with a mortgage 60% 61% 61%
Median monthly costs, owners with a mortgage $1,578 $1,517 $1,963
Those costs as a share of the owners' income 18.2% 18.6% 21.0%
Median rent $1,064 $1,034 $1,413
Rent as a share of renters' income 33.0% 28.3% 30.6%
Median year homes were built 1977 1970 1980
Vacant homes 8.5% 8.1% 10.1%
Population 161,956 11,810,293 334,922,499

What a typical home costs per month in Portage County

At this week's average 30-year rate of 7.11%, buying the median Portage County home of $227,000 with 20% down costs about $1,556 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,935, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,705 for the 20%-down payment. That payment is 25% of the median Portage County household income of $75,766; at that income and 20% down, the 28% guideline points to a home of about $258,000.

The median rent here is $1,064 a month, so owning the median home costs about $492 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$45,400
Loan amount$181,600
Principal and interest$1,222
Property taxes (1.27% a year)$240
Homeowners insurance (our estimate, 0.5% a year)$95
PMI$0
Total per month$1,556

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3.5% down, 30-year FHA loan
Down payment$7,945
Loan amount$222,888
Principal and interest$1,499
Property taxes (1.27% a year)$240
Homeowners insurance (our estimate, 0.5% a year)$95
FHA mortgage insurance$100
Total per month$1,935

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Questions about home buying in Portage County

What is the median home value in Portage County?

About $227,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Portage County?

Homeowners pay a median $2,877 a year, which is about 1.27% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Portage County?

For the median home with 20% down at 7.11%, the payment is about $1,556 a month. Keeping that under 28% of gross income takes about $66,705 a year.

More about Portage County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data