The typical owner-occupied home in Stafford is worth about $152,500, 29% below the Ohio median of $214,800 and 54% below the national median of $332,700. Owners pay a median $733 a year in property taxes, about 0.48% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $53,125 a year, so the median home costs 2.9 times the median income (3.0 times for Ohio). 70% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.
Stafford at a glance
| Stafford | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $152,500 | $214,800 | $332,700 |
| Median property tax paid per year | $733 | $2,822 | $3,119 |
| Property tax as a share of value | 0.48% | 1.31% | 0.94% |
| Median household income | $53,125 | $71,389 | $80,734 |
| Homes lived in by their owners | 70% | 67% | 65% |
| Owner homes with a mortgage | 35% | 61% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,517 | $1,963 |
| Median rent | – | $1,034 | $1,413 |
| Median year homes were built | 1948 | 1970 | 1980 |
| Vacant homes | 0.0% | 8.1% | 10.1% |
| Population | 70 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Stafford
At this week's average 30-year rate of 7.11%, buying the median Stafford home of $152,500 with 20% down costs about $945 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,199, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,510 for the 20%-down payment. That payment is 21% of the median Stafford household income of $53,125; at that income and 20% down, the 28% guideline points to a home of about $200,000.
| Down payment | $30,500 |
|---|---|
| Loan amount | $122,000 |
| Principal and interest | $821 |
| Property taxes (0.48% a year) | $61 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| PMI | $0 |
| Total per month | $945 |
Change the numbers in the calculator
| Down payment | $5,338 |
|---|---|
| Loan amount | $149,738 |
| Principal and interest | $1,007 |
| Property taxes (0.48% a year) | $61 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| FHA mortgage insurance | $67 |
| Total per month | $1,199 |
Change the numbers in the calculator
Questions about home buying in Stafford
What is the median home value in Stafford?
About $152,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Stafford?
Homeowners pay a median $733 a year, which is about 0.48% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Stafford?
For the median home with 20% down at 7.11%, the payment is about $945 a month. Keeping that under 28% of gross income takes about $40,510 a year.
More about Stafford
- Mortgage Refinance in Stafford
- Debt Relief in Stafford
- Home Equity Loans in Stafford
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data