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Buying a home in Perry County, Ohio

The typical owner-occupied home in Perry County is worth about $191,100, 11% below the Ohio median of $214,800 and 43% below the national median of $332,700. Owners pay a median $1,813 a year in property taxes, about 0.95% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $67,460 a year, so the median home costs 2.8 times the median income (3.0 times for Ohio). 76% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.

Perry County at a glance

Perry County Ohio U.S.
Median home value $191,100 $214,800 $332,700
Median property tax paid per year $1,813 $2,822 $3,119
Property tax as a share of value 0.95% 1.31% 0.94%
Median household income $67,460 $71,389 $80,734
Homes lived in by their owners 76% 67% 65%
Owner homes with a mortgage 54% 61% 61%
Median monthly costs, owners with a mortgage $1,401 $1,517 $1,963
Those costs as a share of the owners' income 19.2% 18.6% 21.0%
Median rent $777 $1,034 $1,413
Rent as a share of renters' income 26.0% 28.3% 30.6%
Median year homes were built 1978 1970 1980
Vacant homes 10.6% 8.1% 10.1%
Population 35,535 11,810,293 334,922,499

What a typical home costs per month in Perry County

At this week's average 30-year rate of 7.11%, buying the median Perry County home of $191,100 with 20% down costs about $1,259 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,578, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $53,972 for the 20%-down payment. That payment is 22% of the median Perry County household income of $67,460; at that income and 20% down, the 28% guideline points to a home of about $239,000.

The median rent here is $777 a month, so owning the median home costs about $482 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$38,220
Loan amount$152,880
Principal and interest$1,028
Property taxes (0.95% a year)$151
Homeowners insurance (our estimate, 0.5% a year)$80
PMI$0
Total per month$1,259

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3.5% down, 30-year FHA loan
Down payment$6,688
Loan amount$187,639
Principal and interest$1,262
Property taxes (0.95% a year)$151
Homeowners insurance (our estimate, 0.5% a year)$80
FHA mortgage insurance$85
Total per month$1,578

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Questions about home buying in Perry County

What is the median home value in Perry County?

About $191,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Perry County?

Homeowners pay a median $1,813 a year, which is about 0.95% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Perry County?

For the median home with 20% down at 7.11%, the payment is about $1,259 a month. Keeping that under 28% of gross income takes about $53,972 a year.

More about Perry County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data