The typical owner-occupied home in Plymouth is worth about $294,400, 27% below the New Hampshire median of $402,500 and 12% below the national median of $332,700. Owners pay a median $6,483 a year in property taxes, about 2.20% of their home's value, higher than the New Hampshire rate of 1.66%. The median household earns $89,500 a year, so the median home costs 3.3 times the median income (4.1 times for New Hampshire). 51% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Plymouth at a glance
| Plymouth | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $294,400 | $402,500 | $332,700 |
| Median property tax paid per year | $6,483 | $6,667 | $3,119 |
| Property tax as a share of value | 2.20% | 1.66% | 0.94% |
| Median household income | $89,500 | $99,031 | $80,734 |
| Homes lived in by their owners | 51% | 73% | 65% |
| Owner homes with a mortgage | 66% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $2,249 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 20.3% | 21.9% | 21.0% |
| Median rent | $1,296 | $1,491 | $1,413 |
| Rent as a share of renters' income | 23.0% | 29.4% | 30.6% |
| Median year homes were built | 1971 | 1979 | 1980 |
| Vacant homes | 7.7% | 14.3% | 10.1% |
| Population | 4,969 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Plymouth
At this week's average 30-year rate of 7.11%, buying the median Plymouth home of $294,400 with 20% down costs about $2,247 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,737, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $96,290 for the 20%-down payment. That payment is 30% of the median Plymouth household income of $89,500; at that income and 20% down, the 28% guideline points to a home of about $274,000.
The median rent here is $1,296 a month, so owning the median home costs about $951 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $58,880 |
|---|---|
| Loan amount | $235,520 |
| Principal and interest | $1,584 |
| Property taxes (2.20% a year) | $540 |
| Homeowners insurance (our estimate, 0.5% a year) | $123 |
| PMI | $0 |
| Total per month | $2,247 |
Change the numbers in the calculator
| Down payment | $10,304 |
|---|---|
| Loan amount | $289,068 |
| Principal and interest | $1,945 |
| Property taxes (2.20% a year) | $540 |
| Homeowners insurance (our estimate, 0.5% a year) | $123 |
| FHA mortgage insurance | $130 |
| Total per month | $2,737 |
Change the numbers in the calculator
Questions about home buying in Plymouth
What is the median home value in Plymouth?
About $294,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Plymouth?
Homeowners pay a median $6,483 a year, which is about 2.20% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Plymouth?
For the median home with 20% down at 7.11%, the payment is about $2,247 a month. Keeping that under 28% of gross income takes about $96,290 a year.
More about Plymouth
- Mortgage Refinance in Plymouth
- Debt Relief in Plymouth
- Home Equity Loans in Plymouth
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data