The typical owner-occupied home in North Haverhill is worth about $237,700, 41% below the New Hampshire median of $402,500 and 29% below the national median of $332,700. Owners pay a median $5,525 a year in property taxes, about 2.32% of their home's value, higher than the New Hampshire rate of 1.66%. The median household earns $58,631 a year, so the median home costs 4.1 times the median income (4.1 times for New Hampshire). 95% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.
North Haverhill at a glance
| North Haverhill | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $237,700 | $402,500 | $332,700 |
| Median property tax paid per year | $5,525 | $6,667 | $3,119 |
| Property tax as a share of value | 2.32% | 1.66% | 0.94% |
| Median household income | $58,631 | $99,031 | $80,734 |
| Homes lived in by their owners | 95% | 73% | 65% |
| Owner homes with a mortgage | 34% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,567 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 16.6% | 21.9% | 21.0% |
| Median rent | – | $1,491 | $1,413 |
| Median year homes were built | 1957 | 1979 | 1980 |
| Vacant homes | 0.0% | 14.3% | 10.1% |
| Population | 728 | 1,394,868 | 334,922,499 |
What a typical home costs per month in North Haverhill
At this week's average 30-year rate of 7.11%, buying the median North Haverhill home of $237,700 with 20% down costs about $1,838 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,234, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $78,764 for the 20%-down payment. That payment is 38% of the median North Haverhill household income of $58,631; at that income and 20% down, the 28% guideline points to a home of about $177,000.
| Down payment | $47,540 |
|---|---|
| Loan amount | $190,160 |
| Principal and interest | $1,279 |
| Property taxes (2.32% a year) | $460 |
| Homeowners insurance (our estimate, 0.5% a year) | $99 |
| PMI | $0 |
| Total per month | $1,838 |
Change the numbers in the calculator
| Down payment | $8,320 |
|---|---|
| Loan amount | $233,395 |
| Principal and interest | $1,570 |
| Property taxes (2.32% a year) | $460 |
| Homeowners insurance (our estimate, 0.5% a year) | $99 |
| FHA mortgage insurance | $105 |
| Total per month | $2,234 |
Change the numbers in the calculator
Questions about home buying in North Haverhill
What is the median home value in North Haverhill?
About $237,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in North Haverhill?
Homeowners pay a median $5,525 a year, which is about 2.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in North Haverhill?
For the median home with 20% down at 7.11%, the payment is about $1,838 a month. Keeping that under 28% of gross income takes about $78,764 a year.
More about North Haverhill
- Mortgage Refinance in North Haverhill
- Debt Relief in North Haverhill
- Home Equity Loans in North Haverhill
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data