The typical owner-occupied home in Ashland is worth about $173,900, 57% below the New Hampshire median of $402,500 and 48% below the national median of $332,700. Owners pay a median $4,725 a year in property taxes, about 2.72% of their home's value, higher than the New Hampshire rate of 1.66%. The median household earns $44,188 a year, so the median home costs 3.9 times the median income (4.1 times for New Hampshire). 50% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Ashland at a glance
| Ashland | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $173,900 | $402,500 | $332,700 |
| Median property tax paid per year | $4,725 | $6,667 | $3,119 |
| Property tax as a share of value | 2.72% | 1.66% | 0.94% |
| Median household income | $44,188 | $99,031 | $80,734 |
| Homes lived in by their owners | 50% | 73% | 65% |
| Owner homes with a mortgage | 51% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,389 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 27.2% | 21.9% | 21.0% |
| Median rent | $1,048 | $1,491 | $1,413 |
| Rent as a share of renters' income | 25.9% | 29.4% | 30.6% |
| Median year homes were built | 1952 | 1979 | 1980 |
| Vacant homes | 6.4% | 14.3% | 10.1% |
| Population | 1,404 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Ashland
At this week's average 30-year rate of 7.11%, buying the median Ashland home of $173,900 with 20% down costs about $1,402 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,692, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,107 for the 20%-down payment. That payment is 38% of the median Ashland household income of $44,188; at that income and 20% down, the 28% guideline points to a home of about $128,000.
The median rent here is $1,048 a month, so owning the median home costs about $354 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $34,780 |
|---|---|
| Loan amount | $139,120 |
| Principal and interest | $936 |
| Property taxes (2.72% a year) | $394 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| PMI | $0 |
| Total per month | $1,402 |
Change the numbers in the calculator
| Down payment | $6,086 |
|---|---|
| Loan amount | $170,750 |
| Principal and interest | $1,149 |
| Property taxes (2.72% a year) | $394 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| FHA mortgage insurance | $77 |
| Total per month | $1,692 |
Change the numbers in the calculator
Questions about home buying in Ashland
What is the median home value in Ashland?
About $173,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Ashland?
Homeowners pay a median $4,725 a year, which is about 2.72% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Ashland?
For the median home with 20% down at 7.11%, the payment is about $1,402 a month. Keeping that under 28% of gross income takes about $60,107 a year.
More about Ashland
- Mortgage Refinance in Ashland
- Debt Relief in Ashland
- Home Equity Loans in Ashland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data