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Buying a home in Lisbon, New Hampshire

The typical owner-occupied home in Lisbon is worth about $181,300, 55% below the New Hampshire median of $402,500 and 46% below the national median of $332,700. Owners pay a median $4,402 a year in property taxes, about 2.43% of their home's value, higher than the New Hampshire rate of 1.66%. The median household earns $68,813 a year, so the median home costs 2.6 times the median income (4.1 times for New Hampshire). 67% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.

Lisbon at a glance

Lisbon New Hampshire U.S.
Median home value $181,300 $402,500 $332,700
Median property tax paid per year $4,402 $6,667 $3,119
Property tax as a share of value 2.43% 1.66% 0.94%
Median household income $68,813 $99,031 $80,734
Homes lived in by their owners 67% 73% 65%
Owner homes with a mortgage 45% 62% 61%
Median monthly costs, owners with a mortgage $1,738 $2,367 $1,963
Those costs as a share of the owners' income 16.3% 21.9% 21.0%
Median rent $1,266 $1,491 $1,413
Rent as a share of renters' income 34.6% 29.4% 30.6%
Median year homes were built 1938 1979 1980
Vacant homes 16.8% 14.3% 10.1%
Population 730 1,394,868 334,922,499

What a typical home costs per month in Lisbon

At this week's average 30-year rate of 7.11%, buying the median Lisbon home of $181,300 with 20% down costs about $1,418 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,720, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,787 for the 20%-down payment. That payment is 25% of the median Lisbon household income of $68,813; at that income and 20% down, the 28% guideline points to a home of about $205,000.

The median rent here is $1,266 a month, so owning the median home costs about $152 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$36,260
Loan amount$145,040
Principal and interest$976
Property taxes (2.43% a year)$367
Homeowners insurance (our estimate, 0.5% a year)$76
PMI$0
Total per month$1,418

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3.5% down, 30-year FHA loan
Down payment$6,346
Loan amount$178,016
Principal and interest$1,198
Property taxes (2.43% a year)$367
Homeowners insurance (our estimate, 0.5% a year)$76
FHA mortgage insurance$80
Total per month$1,720

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Questions about home buying in Lisbon

What is the median home value in Lisbon?

About $181,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Lisbon?

Homeowners pay a median $4,402 a year, which is about 2.43% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Lisbon?

For the median home with 20% down at 7.11%, the payment is about $1,418 a month. Keeping that under 28% of gross income takes about $60,787 a year.

More about Lisbon

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data