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Buying a home in Rockingham County, New Hampshire

The typical owner-occupied home in Rockingham County is worth about $497,500, 24% above the New Hampshire median of $402,500 and 50% above the national median of $332,700. Owners pay a median $7,839 a year in property taxes, about 1.58% of their home's value, close to the New Hampshire rate of 1.66%. The median household earns $118,331 a year, so the median home costs 4.2 times the median income (4.1 times for New Hampshire). 78% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.

Rockingham County at a glance

Rockingham County New Hampshire U.S.
Median home value $497,500 $402,500 $332,700
Median property tax paid per year $7,839 $6,667 $3,119
Property tax as a share of value 1.58% 1.66% 0.94%
Median household income $118,331 $99,031 $80,734
Homes lived in by their owners 78% 73% 65%
Owner homes with a mortgage 67% 62% 61%
Median monthly costs, owners with a mortgage $2,669 $2,367 $1,963
Those costs as a share of the owners' income 21.8% 21.9% 21.0%
Median rent $1,687 $1,491 $1,413
Rent as a share of renters' income 30.1% 29.4% 30.6%
Median year homes were built 1983 1979 1980
Vacant homes 7.4% 14.3% 10.1%
Population 319,082 1,394,868 334,922,499

What a typical home costs per month in Rockingham County

At this week's average 30-year rate of 7.11%, buying the median Rockingham County home of $497,500 with 20% down costs about $3,540 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,368, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $151,701 for the 20%-down payment. That payment is 36% of the median Rockingham County household income of $118,331; at that income and 20% down, the 28% guideline points to a home of about $388,000.

The median rent here is $1,687 a month, so owning the median home costs about $1,853 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$99,500
Loan amount$398,000
Principal and interest$2,677
Property taxes (1.58% a year)$655
Homeowners insurance (our estimate, 0.5% a year)$207
PMI$0
Total per month$3,540

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3.5% down, 30-year FHA loan
Down payment$17,412
Loan amount$488,489
Principal and interest$3,286
Property taxes (1.58% a year)$655
Homeowners insurance (our estimate, 0.5% a year)$207
FHA mortgage insurance$220
Total per month$4,368

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Questions about home buying in Rockingham County

What is the median home value in Rockingham County?

About $497,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Rockingham County?

Homeowners pay a median $7,839 a year, which is about 1.58% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Rockingham County?

For the median home with 20% down at 7.11%, the payment is about $3,540 a month. Keeping that under 28% of gross income takes about $151,701 a year.

More about Rockingham County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data