The typical owner-occupied home in Belknap County is worth about $374,900, 7% below the New Hampshire median of $402,500 and 13% above the national median of $332,700. Owners pay a median $4,924 a year in property taxes, about 1.31% of their home's value, lower than the New Hampshire rate of 1.66%. The median household earns $92,783 a year, so the median home costs 4.0 times the median income (4.1 times for New Hampshire). 80% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.
Belknap County at a glance
| Belknap County | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $374,900 | $402,500 | $332,700 |
| Median property tax paid per year | $4,924 | $6,667 | $3,119 |
| Property tax as a share of value | 1.31% | 1.66% | 0.94% |
| Median household income | $92,783 | $99,031 | $80,734 |
| Homes lived in by their owners | 80% | 73% | 65% |
| Owner homes with a mortgage | 59% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $2,115 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 21.5% | 21.9% | 21.0% |
| Median rent | $1,167 | $1,491 | $1,413 |
| Rent as a share of renters' income | 29.9% | 29.4% | 30.6% |
| Median year homes were built | 1979 | 1979 | 1980 |
| Vacant homes | 32.5% | 14.3% | 10.1% |
| Population | 64,659 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Belknap County
At this week's average 30-year rate of 7.11%, buying the median Belknap County home of $374,900 with 20% down costs about $2,583 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,208, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $110,702 for the 20%-down payment. That payment is 33% of the median Belknap County household income of $92,783; at that income and 20% down, the 28% guideline points to a home of about $314,000.
The median rent here is $1,167 a month, so owning the median home costs about $1,416 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $74,980 |
|---|---|
| Loan amount | $299,920 |
| Principal and interest | $2,018 |
| Property taxes (1.31% a year) | $409 |
| Homeowners insurance (our estimate, 0.5% a year) | $156 |
| PMI | $0 |
| Total per month | $2,583 |
Change the numbers in the calculator
| Down payment | $13,122 |
|---|---|
| Loan amount | $368,110 |
| Principal and interest | $2,476 |
| Property taxes (1.31% a year) | $409 |
| Homeowners insurance (our estimate, 0.5% a year) | $156 |
| FHA mortgage insurance | $166 |
| Total per month | $3,208 |
Change the numbers in the calculator
Questions about home buying in Belknap County
What is the median home value in Belknap County?
About $374,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Belknap County?
Homeowners pay a median $4,924 a year, which is about 1.31% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Belknap County?
For the median home with 20% down at 7.11%, the payment is about $2,583 a month. Keeping that under 28% of gross income takes about $110,702 a year.
More about Belknap County
- Mortgage Refinance in Belknap County
- Debt Relief in Belknap County
- Home Equity Loans in Belknap County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data