The typical owner-occupied home in Enfield is worth about $277,900, 31% below the New Hampshire median of $402,500 and 16% below the national median of $332,700. Owners pay a median $4,779 a year in property taxes, about 1.72% of their home's value, close to the New Hampshire rate of 1.66%. The median household earns $99,330 a year, so the median home costs 2.8 times the median income (4.1 times for New Hampshire). 70% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.
Enfield at a glance
| Enfield | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $277,900 | $402,500 | $332,700 |
| Median property tax paid per year | $4,779 | $6,667 | $3,119 |
| Property tax as a share of value | 1.72% | 1.66% | 0.94% |
| Median household income | $99,330 | $99,031 | $80,734 |
| Homes lived in by their owners | 70% | 73% | 65% |
| Owner homes with a mortgage | 59% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,680 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 23.9% | 21.9% | 21.0% |
| Median rent | – | $1,491 | $1,413 |
| Rent as a share of renters' income | 18.0% | 29.4% | 30.6% |
| Median year homes were built | 1982 | 1979 | 1980 |
| Vacant homes | 4.3% | 14.3% | 10.1% |
| Population | 1,994 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Enfield
At this week's average 30-year rate of 7.11%, buying the median Enfield home of $277,900 with 20% down costs about $2,010 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,473, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $86,129 for the 20%-down payment. That payment is 24% of the median Enfield household income of $99,330; at that income and 20% down, the 28% guideline points to a home of about $320,000.
| Down payment | $55,580 |
|---|---|
| Loan amount | $222,320 |
| Principal and interest | $1,496 |
| Property taxes (1.72% a year) | $398 |
| Homeowners insurance (our estimate, 0.5% a year) | $116 |
| PMI | $0 |
| Total per month | $2,010 |
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| Down payment | $9,726 |
|---|---|
| Loan amount | $272,867 |
| Principal and interest | $1,836 |
| Property taxes (1.72% a year) | $398 |
| Homeowners insurance (our estimate, 0.5% a year) | $116 |
| FHA mortgage insurance | $123 |
| Total per month | $2,473 |
Change the numbers in the calculator
Questions about home buying in Enfield
What is the median home value in Enfield?
About $277,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Enfield?
Homeowners pay a median $4,779 a year, which is about 1.72% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Enfield?
For the median home with 20% down at 7.11%, the payment is about $2,010 a month. Keeping that under 28% of gross income takes about $86,129 a year.
More about Enfield
- Mortgage Refinance in Enfield
- Debt Relief in Enfield
- Home Equity Loans in Enfield
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data