The typical owner-occupied home in Sullivan County is worth about $268,700, 33% below the New Hampshire median of $402,500 and 19% below the national median of $332,700. Owners pay a median $5,756 a year in property taxes, about 2.14% of their home's value, higher than the New Hampshire rate of 1.66%. The median household earns $80,858 a year, so the median home costs 3.3 times the median income (4.1 times for New Hampshire). 75% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.
Sullivan County at a glance
| Sullivan County | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $268,700 | $402,500 | $332,700 |
| Median property tax paid per year | $5,756 | $6,667 | $3,119 |
| Property tax as a share of value | 2.14% | 1.66% | 0.94% |
| Median household income | $80,858 | $99,031 | $80,734 |
| Homes lived in by their owners | 75% | 73% | 65% |
| Owner homes with a mortgage | 54% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,904 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 22.2% | 21.9% | 21.0% |
| Median rent | $1,211 | $1,491 | $1,413 |
| Rent as a share of renters' income | 31.8% | 29.4% | 30.6% |
| Median year homes were built | 1974 | 1979 | 1980 |
| Vacant homes | 24.3% | 14.3% | 10.1% |
| Population | 43,715 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Sullivan County
At this week's average 30-year rate of 7.11%, buying the median Sullivan County home of $268,700 with 20% down costs about $2,037 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,485, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $87,308 for the 20%-down payment. That payment is 30% of the median Sullivan County household income of $80,858; at that income and 20% down, the 28% guideline points to a home of about $249,000.
The median rent here is $1,211 a month, so owning the median home costs about $826 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $53,740 |
|---|---|
| Loan amount | $214,960 |
| Principal and interest | $1,446 |
| Property taxes (2.14% a year) | $479 |
| Homeowners insurance (our estimate, 0.5% a year) | $112 |
| PMI | $0 |
| Total per month | $2,037 |
Change the numbers in the calculator
| Down payment | $9,404 |
|---|---|
| Loan amount | $263,833 |
| Principal and interest | $1,775 |
| Property taxes (2.14% a year) | $479 |
| Homeowners insurance (our estimate, 0.5% a year) | $112 |
| FHA mortgage insurance | $119 |
| Total per month | $2,485 |
Change the numbers in the calculator
Questions about home buying in Sullivan County
What is the median home value in Sullivan County?
About $268,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Sullivan County?
Homeowners pay a median $5,756 a year, which is about 2.14% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Sullivan County?
For the median home with 20% down at 7.11%, the payment is about $2,037 a month. Keeping that under 28% of gross income takes about $87,308 a year.
More about Sullivan County
- Mortgage Refinance in Sullivan County
- Debt Relief in Sullivan County
- Home Equity Loans in Sullivan County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data