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Buying a home in Hildreth, Nebraska

The typical owner-occupied home in Hildreth is worth about $115,300, 52% below the Nebraska median of $238,600 and 65% below the national median of $332,700. Owners pay a median $1,470 a year in property taxes, about 1.27% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $59,643 a year, so the median home costs 1.9 times the median income (3.1 times for Nebraska). 89% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.

Hildreth at a glance

Hildreth Nebraska U.S.
Median home value $115,300 $238,600 $332,700
Median property tax paid per year $1,470 $3,549 $3,119
Property tax as a share of value 1.27% 1.49% 0.94%
Median household income $59,643 $76,475 $80,734
Homes lived in by their owners 89% 67% 65%
Owner homes with a mortgage 36% 58% 61%
Median monthly costs, owners with a mortgage $1,228 $1,736 $1,963
Those costs as a share of the owners' income 16.9% 19.5% 21.0%
Median rent $698 $1,072 $1,413
Rent as a share of renters' income 22.3% 27.9% 30.6%
Median year homes were built 1951 1975 1980
Vacant homes 5.1% 7.6% 10.1%
Population 480 1,978,707 334,922,499

What a typical home costs per month in Hildreth

At this week's average 30-year rate of 7.11%, buying the median Hildreth home of $115,300 with 20% down costs about $791 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $983, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,882 for the 20%-down payment. That payment is 16% of the median Hildreth household income of $59,643; at that income and 20% down, the 28% guideline points to a home of about $203,000.

The median rent here is $698 a month, so owning the median home costs about $93 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$23,060
Loan amount$92,240
Principal and interest$620
Property taxes (1.27% a year)$122
Homeowners insurance (our estimate, 0.5% a year)$48
PMI$0
Total per month$791

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3.5% down, 30-year FHA loan
Down payment$4,036
Loan amount$113,212
Principal and interest$762
Property taxes (1.27% a year)$122
Homeowners insurance (our estimate, 0.5% a year)$48
FHA mortgage insurance$51
Total per month$983

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Questions about home buying in Hildreth

What is the median home value in Hildreth?

About $115,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hildreth?

Homeowners pay a median $1,470 a year, which is about 1.27% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hildreth?

For the median home with 20% down at 7.11%, the payment is about $791 a month. Keeping that under 28% of gross income takes about $33,882 a year.

More about Hildreth

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data