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Buying a home in Campbell, Nebraska

The typical owner-occupied home in Campbell is worth about $60,000, 75% below the Nebraska median of $238,600 and 82% below the national median of $332,700. Owners pay a median $726 a year in property taxes, about 1.21% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $80,625 a year, so the median home costs 0.7 times the median income (3.1 times for Nebraska). 84% of occupied homes here are lived in by their owners, and 28% of those owners still have a mortgage.

Campbell at a glance

Campbell Nebraska U.S.
Median home value $60,000 $238,600 $332,700
Median property tax paid per year $726 $3,549 $3,119
Property tax as a share of value 1.21% 1.49% 0.94%
Median household income $80,625 $76,475 $80,734
Homes lived in by their owners 84% 67% 65%
Owner homes with a mortgage 28% 58% 61%
Median monthly costs, owners with a mortgage $1,031 $1,736 $1,963
Those costs as a share of the owners' income 13.1% 19.5% 21.0%
Median rent $938 $1,072 $1,413
Rent as a share of renters' income 14.2% 27.9% 30.6%
Median year homes were built 1957 1975 1980
Vacant homes 24.1% 7.6% 10.1%
Population 268 1,978,707 334,922,499

What a typical home costs per month in Campbell

At this week's average 30-year rate of 7.11%, buying the median Campbell home of $60,000 with 20% down costs about $408 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $508, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,503 for the 20%-down payment. That payment is 6% of the median Campbell household income of $80,625; at that income and 20% down, the 28% guideline points to a home of about $276,000.

The median rent here is $938 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$12,000
Loan amount$48,000
Principal and interest$323
Property taxes (1.21% a year)$60
Homeowners insurance (our estimate, 0.5% a year)$25
PMI$0
Total per month$408

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3.5% down, 30-year FHA loan
Down payment$2,100
Loan amount$58,913
Principal and interest$396
Property taxes (1.21% a year)$60
Homeowners insurance (our estimate, 0.5% a year)$25
FHA mortgage insurance$27
Total per month$508

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Questions about home buying in Campbell

What is the median home value in Campbell?

About $60,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Campbell?

Homeowners pay a median $726 a year, which is about 1.21% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Campbell?

For the median home with 20% down at 7.11%, the payment is about $408 a month. Keeping that under 28% of gross income takes about $17,503 a year.

More about Campbell

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data