The typical owner-occupied home in Saint Helena is worth about $156,700, 34% below the Nebraska median of $238,600 and 53% below the national median of $332,700. Owners pay a median $1,417 a year in property taxes, about 0.90% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $85,625 a year, so the median home costs 1.8 times the median income (3.1 times for Nebraska). 91% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.
Saint Helena at a glance
| Saint Helena | Nebraska | U.S. | |
|---|---|---|---|
| Median home value | $156,700 | $238,600 | $332,700 |
| Median property tax paid per year | $1,417 | $3,549 | $3,119 |
| Property tax as a share of value | 0.90% | 1.49% | 0.94% |
| Median household income | $85,625 | $76,475 | $80,734 |
| Homes lived in by their owners | 91% | 67% | 65% |
| Owner homes with a mortgage | 34% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,500 | $1,736 | $1,963 |
| Those costs as a share of the owners' income | 18.0% | 19.5% | 21.0% |
| Median rent | – | $1,072 | $1,413 |
| Median year homes were built | 1948 | 1975 | 1980 |
| Vacant homes | 22.0% | 7.6% | 10.1% |
| Population | 97 | 1,978,707 | 334,922,499 |
What a typical home costs per month in Saint Helena
At this week's average 30-year rate of 7.11%, buying the median Saint Helena home of $156,700 with 20% down costs about $1,026 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,287, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,977 for the 20%-down payment. That payment is 14% of the median Saint Helena household income of $85,625; at that income and 20% down, the 28% guideline points to a home of about $305,000.
| Down payment | $31,340 |
|---|---|
| Loan amount | $125,360 |
| Principal and interest | $843 |
| Property taxes (0.90% a year) | $118 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| PMI | $0 |
| Total per month | $1,026 |
Change the numbers in the calculator
| Down payment | $5,484 |
|---|---|
| Loan amount | $153,862 |
| Principal and interest | $1,035 |
| Property taxes (0.90% a year) | $118 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| FHA mortgage insurance | $69 |
| Total per month | $1,287 |
Change the numbers in the calculator
Questions about home buying in Saint Helena
What is the median home value in Saint Helena?
About $156,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Saint Helena?
Homeowners pay a median $1,417 a year, which is about 0.90% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Saint Helena?
For the median home with 20% down at 7.11%, the payment is about $1,026 a month. Keeping that under 28% of gross income takes about $43,977 a year.
More about Saint Helena
- Mortgage Refinance in Saint Helena
- Debt Relief in Saint Helena
- Home Equity Loans in Saint Helena
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data