The typical owner-occupied home in Belden is worth about $107,500, 55% below the Nebraska median of $238,600 and 68% below the national median of $332,700. Owners pay a median $986 a year in property taxes, about 0.92% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $70,625 a year, so the median home costs 1.5 times the median income (3.1 times for Nebraska). 82% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Belden at a glance
| Belden | Nebraska | U.S. | |
|---|---|---|---|
| Median home value | $107,500 | $238,600 | $332,700 |
| Median property tax paid per year | $986 | $3,549 | $3,119 |
| Property tax as a share of value | 0.92% | 1.49% | 0.94% |
| Median household income | $70,625 | $76,475 | $80,734 |
| Homes lived in by their owners | 82% | 67% | 65% |
| Owner homes with a mortgage | 52% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $885 | $1,736 | $1,963 |
| Those costs as a share of the owners' income | 16.3% | 19.5% | 21.0% |
| Median rent | – | $1,072 | $1,413 |
| Median year homes were built | 1938 | 1975 | 1980 |
| Vacant homes | 18.3% | 7.6% | 10.1% |
| Population | 101 | 1,978,707 | 334,922,499 |
What a typical home costs per month in Belden
At this week's average 30-year rate of 7.11%, buying the median Belden home of $107,500 with 20% down costs about $706 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $885, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,246 for the 20%-down payment. That payment is 12% of the median Belden household income of $70,625; at that income and 20% down, the 28% guideline points to a home of about $251,000.
| Down payment | $21,500 |
|---|---|
| Loan amount | $86,000 |
| Principal and interest | $579 |
| Property taxes (0.92% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| PMI | $0 |
| Total per month | $706 |
Change the numbers in the calculator
| Down payment | $3,762 |
|---|---|
| Loan amount | $105,553 |
| Principal and interest | $710 |
| Property taxes (0.92% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| FHA mortgage insurance | $48 |
| Total per month | $885 |
Change the numbers in the calculator
Questions about home buying in Belden
What is the median home value in Belden?
About $107,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Belden?
Homeowners pay a median $986 a year, which is about 0.92% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Belden?
For the median home with 20% down at 7.11%, the payment is about $706 a month. Keeping that under 28% of gross income takes about $30,246 a year.
More about Belden
- Mortgage Refinance in Belden
- Debt Relief in Belden
- Home Equity Loans in Belden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data