The typical owner-occupied home in Pointe A La Hache is worth about $37,500, 83% below the Louisiana median of $216,500 and 89% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 86% of those owners still have a mortgage.
Pointe A La Hache at a glance
| Pointe A La Hache | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $37,500 | $216,500 | $332,700 |
| Median property tax paid per year | – | $1,180 | $3,119 |
| Median household income | – | $60,756 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 86% | 52% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,604 | $1,963 |
| Median rent | – | $1,064 | $1,413 |
| Median year homes were built | 2001 | 1983 | 1980 |
| Vacant homes | 34.6% | 14.4% | 10.1% |
| Population | 288 | 4,611,961 | 334,922,499 |
What a typical home costs per month in Pointe A La Hache
At this week's average 30-year rate of 7.11%, buying the median Pointe A La Hache home of $37,500 with 20% down costs about $252 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $314, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $10,792 for the 20%-down payment.
| Down payment | $7,500 |
|---|---|
| Loan amount | $30,000 |
| Principal and interest | $202 |
| Property taxes (1.10% a year) | $34 |
| Homeowners insurance (our estimate, 0.5% a year) | $16 |
| PMI | $0 |
| Total per month | $252 |
Change the numbers in the calculator
| Down payment | $1,312 |
|---|---|
| Loan amount | $36,821 |
| Principal and interest | $248 |
| Property taxes (1.10% a year) | $34 |
| Homeowners insurance (our estimate, 0.5% a year) | $16 |
| FHA mortgage insurance | $17 |
| Total per month | $314 |
Change the numbers in the calculator
Questions about home buying in Pointe A La Hache
What is the median home value in Pointe A La Hache?
About $37,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Pointe A La Hache?
For the median home with 20% down at 7.11%, the payment is about $252 a month. Keeping that under 28% of gross income takes about $10,792 a year.
More about Pointe A La Hache
- Mortgage Refinance in Pointe A La Hache
- Debt Relief in Pointe A La Hache
- Home Equity Loans in Pointe A La Hache
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data