The typical owner-occupied home in Pointe A La Hache is worth about $37,500, 83% below the Louisiana median of $216,500 and 89% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 86% of those owners still have a mortgage.
Pointe A La Hache at a glance
| Pointe A La Hache | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $37,500 | $216,500 | $332,700 |
| Median property tax paid per year | – | $1,180 | $3,119 |
| Median household income | – | $60,756 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 86% | 52% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,604 | $1,963 |
| Median rent | – | $1,064 | $1,413 |
| Median year homes were built | 2001 | 1983 | 1980 |
| Vacant homes | 34.6% | 14.4% | 10.1% |
| Population | 288 | 4,611,961 | 334,922,499 |
How much equity Pointe A La Hache owners could borrow
Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Pointe A La Hache home of $37,500, 80% is $30,000.
14% of Pointe A La Hache owners have no mortgage at all, so they could borrow up to the full 80% limit.
If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.
| Owe nothing | $30,000 to $31,875 |
|---|---|
| Owe $9,375 | $20,625 to $22,500 |
| Owe $18,750 | $11,250 to $13,125 |
| Owe $24,375 | $5,625 to $7,500 |
Before the lender's own limits, fees and your credit and income checks.
Change the numbers in the calculator
Questions about home equity loans in Pointe A La Hache
What is the median home value in Pointe A La Hache?
About $37,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much can I borrow against my home in Pointe A La Hache?
Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $37,500, an 80% limit is $30,000 before subtracting your mortgage.
More about Pointe A La Hache
- Mortgage Refinance in Pointe A La Hache
- Home Buying in Pointe A La Hache
- Debt Relief in Pointe A La Hache
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data