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Buying a home in Westwego, Louisiana

The typical owner-occupied home in Westwego is worth about $177,400, 18% below the Louisiana median of $216,500 and 47% below the national median of $332,700. Owners pay a median $590 a year in property taxes, about 0.33% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $46,261 a year, so the median home costs 3.8 times the median income (3.6 times for Louisiana). 51% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.

Westwego at a glance

Westwego Louisiana U.S.
Median home value $177,400 $216,500 $332,700
Median property tax paid per year $590 $1,180 $3,119
Property tax as a share of value 0.33% 0.55% 0.94%
Median household income $46,261 $60,756 $80,734
Homes lived in by their owners 51% 67% 65%
Owner homes with a mortgage 47% 52% 61%
Median monthly costs, owners with a mortgage $1,309 $1,604 $1,963
Those costs as a share of the owners' income 20.9% 20.4% 21.0%
Median rent $1,049 $1,064 $1,413
Rent as a share of renters' income 35.4% 32.8% 30.6%
Median year homes were built 1970 1983 1980
Vacant homes 11.9% 14.4% 10.1%
Population 8,335 4,611,961 334,922,499

What a typical home costs per month in Westwego

At this week's average 30-year rate of 7.11%, buying the median Westwego home of $177,400 with 20% down costs about $1,077 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,373, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,174 for the 20%-down payment. That payment is 28% of the median Westwego household income of $46,261; at that income and 20% down, the 28% guideline points to a home of about $178,000.

The median rent here is $1,049 a month, so owning the median home costs about $28 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$35,480
Loan amount$141,920
Principal and interest$955
Property taxes (0.33% a year)$49
Homeowners insurance (our estimate, 0.5% a year)$74
PMI$0
Total per month$1,077

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3.5% down, 30-year FHA loan
Down payment$6,209
Loan amount$174,187
Principal and interest$1,172
Property taxes (0.33% a year)$49
Homeowners insurance (our estimate, 0.5% a year)$74
FHA mortgage insurance$78
Total per month$1,373

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Questions about home buying in Westwego

What is the median home value in Westwego?

About $177,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Westwego?

Homeowners pay a median $590 a year, which is about 0.33% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Westwego?

For the median home with 20% down at 7.11%, the payment is about $1,077 a month. Keeping that under 28% of gross income takes about $46,174 a year.

More about Westwego

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data