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Buying a home in Barataria, Louisiana

The typical owner-occupied home in Barataria is worth about $181,500, 16% below the Louisiana median of $216,500 and 45% below the national median of $332,700. Owners pay a median $1,263 a year in property taxes, about 0.70% of their home's value, higher than the Louisiana rate of 0.55%. The median household earns $78,869 a year, so the median home costs 2.3 times the median income (3.6 times for Louisiana). 100% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Barataria at a glance

Barataria Louisiana U.S.
Median home value $181,500 $216,500 $332,700
Median property tax paid per year $1,263 $1,180 $3,119
Property tax as a share of value 0.70% 0.55% 0.94%
Median household income $78,869 $60,756 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 55% 52% 61%
Median monthly costs, owners with a mortgage $1,669 $1,604 $1,963
Those costs as a share of the owners' income 26.0% 20.4% 21.0%
Median rent – $1,064 $1,413
Median year homes were built 1987 1983 1980
Vacant homes 36.2% 14.4% 10.1%
Population 544 4,611,961 334,922,499

What a typical home costs per month in Barataria

At this week's average 30-year rate of 7.11%, buying the median Barataria home of $181,500 with 20% down costs about $1,158 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,461, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,640 for the 20%-down payment. That payment is 18% of the median Barataria household income of $78,869; at that income and 20% down, the 28% guideline points to a home of about $288,000.

20% down, 30-year conventional loan
Down payment$36,300
Loan amount$145,200
Principal and interest$977
Property taxes (0.70% a year)$106
Homeowners insurance (our estimate, 0.5% a year)$76
PMI$0
Total per month$1,158

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3.5% down, 30-year FHA loan
Down payment$6,352
Loan amount$178,213
Principal and interest$1,199
Property taxes (0.70% a year)$106
Homeowners insurance (our estimate, 0.5% a year)$76
FHA mortgage insurance$80
Total per month$1,461

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Questions about home buying in Barataria

What is the median home value in Barataria?

About $181,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Barataria?

Homeowners pay a median $1,263 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Barataria?

For the median home with 20% down at 7.11%, the payment is about $1,158 a month. Keeping that under 28% of gross income takes about $49,640 a year.

More about Barataria

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data