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Buying a home in White Castle, Louisiana

The typical owner-occupied home in White Castle is worth about $87,700, 59% below the Louisiana median of $216,500 and 74% below the national median of $332,700. Owners pay a median $199 a year in property taxes, about 0.23% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $18,750 a year, so the median home costs 4.7 times the median income (3.6 times for Louisiana). 33% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

White Castle at a glance

White Castle Louisiana U.S.
Median home value $87,700 $216,500 $332,700
Median property tax paid per year $199 $1,180 $3,119
Property tax as a share of value 0.23% 0.55% 0.94%
Median household income $18,750 $60,756 $80,734
Homes lived in by their owners 33% 67% 65%
Owner homes with a mortgage 53% 52% 61%
Median monthly costs, owners with a mortgage $748 $1,604 $1,963
Those costs as a share of the owners' income 32.5% 20.4% 21.0%
Median rent $733 $1,064 $1,413
Rent as a share of renters' income 37.9% 32.8% 30.6%
Median year homes were built 1977 1983 1980
Vacant homes 13.7% 14.4% 10.1%
Population 2,237 4,611,961 334,922,499

What a typical home costs per month in White Castle

At this week's average 30-year rate of 7.11%, buying the median White Castle home of $87,700 with 20% down costs about $525 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $671, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,514 for the 20%-down payment. That payment is 34% of the median White Castle household income of $18,750; at that income and 20% down, the 28% guideline points to a home of about $73,000.

The median rent here is $733 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$17,540
Loan amount$70,160
Principal and interest$472
Property taxes (0.23% a year)$17
Homeowners insurance (our estimate, 0.5% a year)$37
PMI$0
Total per month$525

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3.5% down, 30-year FHA loan
Down payment$3,070
Loan amount$86,112
Principal and interest$579
Property taxes (0.23% a year)$17
Homeowners insurance (our estimate, 0.5% a year)$37
FHA mortgage insurance$39
Total per month$671

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Questions about home buying in White Castle

What is the median home value in White Castle?

About $87,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in White Castle?

Homeowners pay a median $199 a year, which is about 0.23% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in White Castle?

For the median home with 20% down at 7.11%, the payment is about $525 a month. Keeping that under 28% of gross income takes about $22,514 a year.

More about White Castle

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data