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Buying a home in Rosedale, Louisiana

The typical owner-occupied home in Rosedale is worth about $123,000, 43% below the Louisiana median of $216,500 and 63% below the national median of $332,700. Owners pay a median $199 a year in property taxes, about 0.16% of their home's value, lower than the Louisiana rate of 0.55%. 92% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.

Rosedale at a glance

Rosedale Louisiana U.S.
Median home value $123,000 $216,500 $332,700
Median property tax paid per year $199 $1,180 $3,119
Property tax as a share of value 0.16% 0.55% 0.94%
Median household income – $60,756 $80,734
Homes lived in by their owners 92% 67% 65%
Owner homes with a mortgage 65% 52% 61%
Median monthly costs, owners with a mortgage $884 $1,604 $1,963
Those costs as a share of the owners' income 11.1% 20.4% 21.0%
Median rent $733 $1,064 $1,413
Rent as a share of renters' income 38.3% 32.8% 30.6%
Median year homes were built 1993 1983 1980
Vacant homes 12.0% 14.4% 10.1%
Population 1,034 4,611,961 334,922,499

What a typical home costs per month in Rosedale

At this week's average 30-year rate of 7.11%, buying the median Rosedale home of $123,000 with 20% down costs about $730 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $934, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,268 for the 20%-down payment.

The median rent here is $733 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$24,600
Loan amount$98,400
Principal and interest$662
Property taxes (0.16% a year)$16
Homeowners insurance (our estimate, 0.5% a year)$51
PMI$0
Total per month$730

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3.5% down, 30-year FHA loan
Down payment$4,305
Loan amount$120,772
Principal and interest$812
Property taxes (0.16% a year)$16
Homeowners insurance (our estimate, 0.5% a year)$51
FHA mortgage insurance$54
Total per month$934

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Questions about home buying in Rosedale

What is the median home value in Rosedale?

About $123,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Rosedale?

Homeowners pay a median $199 a year, which is about 0.16% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Rosedale?

For the median home with 20% down at 7.11%, the payment is about $730 a month. Keeping that under 28% of gross income takes about $31,268 a year.

More about Rosedale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data