The typical owner-occupied home in Plaucheville is worth about $118,300, 45% below the Louisiana median of $216,500 and 64% below the national median of $332,700. Owners pay a median $275 a year in property taxes, about 0.23% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $45,625 a year, so the median home costs 2.6 times the median income (3.6 times for Louisiana). 55% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Plaucheville at a glance
| Plaucheville | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $118,300 | $216,500 | $332,700 |
| Median property tax paid per year | $275 | $1,180 | $3,119 |
| Property tax as a share of value | 0.23% | 0.55% | 0.94% |
| Median household income | $45,625 | $60,756 | $80,734 |
| Homes lived in by their owners | 55% | 67% | 65% |
| Owner homes with a mortgage | 42% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,143 | $1,604 | $1,963 |
| Those costs as a share of the owners' income | 15.0% | 20.4% | 21.0% |
| Median rent | $602 | $1,064 | $1,413 |
| Rent as a share of renters' income | 31.5% | 32.8% | 30.6% |
| Median year homes were built | 1981 | 1983 | 1980 |
| Vacant homes | 7.7% | 14.4% | 10.1% |
| Population | 193 | 4,611,961 | 334,922,499 |
What a typical home costs per month in Plaucheville
At this week's average 30-year rate of 7.11%, buying the median Plaucheville home of $118,300 with 20% down costs about $709 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $906, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,369 for the 20%-down payment. That payment is 19% of the median Plaucheville household income of $45,625; at that income and 20% down, the 28% guideline points to a home of about $178,000.
The median rent here is $602 a month, so owning the median home costs about $107 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $23,660 |
|---|---|
| Loan amount | $94,640 |
| Principal and interest | $637 |
| Property taxes (0.23% a year) | $23 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| PMI | $0 |
| Total per month | $709 |
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| Down payment | $4,140 |
|---|---|
| Loan amount | $116,157 |
| Principal and interest | $781 |
| Property taxes (0.23% a year) | $23 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| FHA mortgage insurance | $52 |
| Total per month | $906 |
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Questions about home buying in Plaucheville
What is the median home value in Plaucheville?
About $118,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Plaucheville?
Homeowners pay a median $275 a year, which is about 0.23% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Plaucheville?
For the median home with 20% down at 7.11%, the payment is about $709 a month. Keeping that under 28% of gross income takes about $30,369 a year.
More about Plaucheville
- Mortgage Refinance in Plaucheville
- Debt Relief in Plaucheville
- Home Equity Loans in Plaucheville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data