The typical owner-occupied home in Cottonport is worth about $88,300, 59% below the Louisiana median of $216,500 and 73% below the national median of $332,700. Owners pay a median $301 a year in property taxes, about 0.34% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $31,875 a year, so the median home costs 2.8 times the median income (3.6 times for Louisiana). 62% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Cottonport at a glance
| Cottonport | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $88,300 | $216,500 | $332,700 |
| Median property tax paid per year | $301 | $1,180 | $3,119 |
| Property tax as a share of value | 0.34% | 0.55% | 0.94% |
| Median household income | $31,875 | $60,756 | $80,734 |
| Homes lived in by their owners | 62% | 67% | 65% |
| Owner homes with a mortgage | 50% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,316 | $1,604 | $1,963 |
| Those costs as a share of the owners' income | 41.9% | 20.4% | 21.0% |
| Median rent | $738 | $1,064 | $1,413 |
| Rent as a share of renters' income | 51.0% | 32.8% | 30.6% |
| Median year homes were built | 1976 | 1983 | 1980 |
| Vacant homes | 22.9% | 14.4% | 10.1% |
| Population | 1,858 | 4,611,961 | 334,922,499 |
What a typical home costs per month in Cottonport
At this week's average 30-year rate of 7.11%, buying the median Cottonport home of $88,300 with 20% down costs about $537 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $684, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,015 for the 20%-down payment. That payment is 20% of the median Cottonport household income of $31,875; at that income and 20% down, the 28% guideline points to a home of about $122,000.
The median rent here is $738 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $17,660 |
|---|---|
| Loan amount | $70,640 |
| Principal and interest | $475 |
| Property taxes (0.34% a year) | $25 |
| Homeowners insurance (our estimate, 0.5% a year) | $37 |
| PMI | $0 |
| Total per month | $537 |
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| Down payment | $3,090 |
|---|---|
| Loan amount | $86,701 |
| Principal and interest | $583 |
| Property taxes (0.34% a year) | $25 |
| Homeowners insurance (our estimate, 0.5% a year) | $37 |
| FHA mortgage insurance | $39 |
| Total per month | $684 |
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Questions about home buying in Cottonport
What is the median home value in Cottonport?
About $88,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Cottonport?
Homeowners pay a median $301 a year, which is about 0.34% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Cottonport?
For the median home with 20% down at 7.11%, the payment is about $537 a month. Keeping that under 28% of gross income takes about $23,015 a year.
More about Cottonport
- Mortgage Refinance in Cottonport
- Debt Relief in Cottonport
- Home Equity Loans in Cottonport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data