The typical owner-occupied home in Yalaha is worth about $489,400, 36% above the Florida median of $359,000 and 47% above the national median of $332,700. The median household earns $121,027 a year, so the median home costs 4.0 times the median income (4.8 times for Florida). 91% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Yalaha at a glance
| Yalaha | Florida | U.S. | |
|---|---|---|---|
| Median home value | $489,400 | $359,000 | $332,700 |
| Median property tax paid per year | – | $2,730 | $3,119 |
| Median household income | $121,027 | $74,568 | $80,734 |
| Homes lived in by their owners | 91% | 68% | 65% |
| Owner homes with a mortgage | 66% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $2,143 | $1,959 | $1,963 |
| Those costs as a share of the owners' income | 17.9% | 23.6% | 21.0% |
| Median rent | – | $1,669 | $1,413 |
| Median year homes were built | 1993 | 1988 | 1980 |
| Vacant homes | 14.2% | 14.7% | 10.1% |
| Population | 1,404 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Yalaha
At this week's average 30-year rate of 7.11%, buying the median Yalaha home of $489,400 with 20% down costs about $3,286 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,102, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $140,842 for the 20%-down payment. That payment is 33% of the median Yalaha household income of $121,027; at that income and 20% down, the 28% guideline points to a home of about $421,000.
| Down payment | $97,880 |
|---|---|
| Loan amount | $391,520 |
| Principal and interest | $2,634 |
| Property taxes (1.10% a year) | $449 |
| Homeowners insurance (our estimate, 0.5% a year) | $204 |
| PMI | $0 |
| Total per month | $3,286 |
Change the numbers in the calculator
| Down payment | $17,129 |
|---|---|
| Loan amount | $480,536 |
| Principal and interest | $3,233 |
| Property taxes (1.10% a year) | $449 |
| Homeowners insurance (our estimate, 0.5% a year) | $204 |
| FHA mortgage insurance | $216 |
| Total per month | $4,102 |
Change the numbers in the calculator
Questions about home buying in Yalaha
What is the median home value in Yalaha?
About $489,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Yalaha?
For the median home with 20% down at 7.11%, the payment is about $3,286 a month. Keeping that under 28% of gross income takes about $140,842 a year.
More about Yalaha
- Mortgage Refinance in Yalaha
- Debt Relief in Yalaha
- Home Equity Loans in Yalaha
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data