The typical owner-occupied home in Okahumpka is worth about $405,600, 13% above the Florida median of $359,000 and 22% above the national median of $332,700. The median household earns $152,813 a year, so the median home costs 2.7 times the median income (4.8 times for Florida). 100% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Okahumpka at a glance
| Okahumpka | Florida | U.S. | |
|---|---|---|---|
| Median home value | $405,600 | $359,000 | $332,700 |
| Median property tax paid per year | – | $2,730 | $3,119 |
| Median household income | $152,813 | $74,568 | $80,734 |
| Homes lived in by their owners | 100% | 68% | 65% |
| Owner homes with a mortgage | 66% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,959 | $1,963 |
| Those costs as a share of the owners' income | 25.4% | 23.6% | 21.0% |
| Median rent | – | $1,669 | $1,413 |
| Median year homes were built | 2021 | 1988 | 1980 |
| Vacant homes | 38.6% | 14.7% | 10.1% |
| Population | 449 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Okahumpka
At this week's average 30-year rate of 7.11%, buying the median Okahumpka home of $405,600 with 20% down costs about $2,724 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,399, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $116,726 for the 20%-down payment. That payment is 21% of the median Okahumpka household income of $152,813; at that income and 20% down, the 28% guideline points to a home of about $531,000.
| Down payment | $81,120 |
|---|---|
| Loan amount | $324,480 |
| Principal and interest | $2,183 |
| Property taxes (1.10% a year) | $372 |
| Homeowners insurance (our estimate, 0.5% a year) | $169 |
| PMI | $0 |
| Total per month | $2,724 |
Change the numbers in the calculator
| Down payment | $14,196 |
|---|---|
| Loan amount | $398,254 |
| Principal and interest | $2,679 |
| Property taxes (1.10% a year) | $372 |
| Homeowners insurance (our estimate, 0.5% a year) | $169 |
| FHA mortgage insurance | $179 |
| Total per month | $3,399 |
Change the numbers in the calculator
Questions about home buying in Okahumpka
What is the median home value in Okahumpka?
About $405,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Okahumpka?
For the median home with 20% down at 7.11%, the payment is about $2,724 a month. Keeping that under 28% of gross income takes about $116,726 a year.
More about Okahumpka
- Mortgage Refinance in Okahumpka
- Debt Relief in Okahumpka
- Home Equity Loans in Okahumpka
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data