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Buying a home in Astatula, Florida

The typical owner-occupied home in Astatula is worth about $257,300, 28% below the Florida median of $359,000 and 23% below the national median of $332,700. Owners pay a median $1,831 a year in property taxes, about 0.71% of their home's value, lower than the Florida rate of 0.76%. The median household earns $72,063 a year, so the median home costs 3.6 times the median income (4.8 times for Florida). 80% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.

Astatula at a glance

Astatula Florida U.S.
Median home value $257,300 $359,000 $332,700
Median property tax paid per year $1,831 $2,730 $3,119
Property tax as a share of value 0.71% 0.76% 0.94%
Median household income $72,063 $74,568 $80,734
Homes lived in by their owners 80% 68% 65%
Owner homes with a mortgage 62% 56% 61%
Median monthly costs, owners with a mortgage $1,560 $1,959 $1,963
Those costs as a share of the owners' income 19.9% 23.6% 21.0%
Median rent $1,147 $1,669 $1,413
Rent as a share of renters' income 36.3% 35.2% 30.6%
Median year homes were built 1995 1988 1980
Vacant homes 9.5% 14.7% 10.1%
Population 2,559 22,416,077 334,922,499

What a typical home costs per month in Astatula

At this week's average 30-year rate of 7.11%, buying the median Astatula home of $257,300 with 20% down costs about $1,644 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,073, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $70,463 for the 20%-down payment. That payment is 27% of the median Astatula household income of $72,063; at that income and 20% down, the 28% guideline points to a home of about $263,000.

The median rent here is $1,147 a month, so owning the median home costs about $497 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$51,460
Loan amount$205,840
Principal and interest$1,385
Property taxes (0.71% a year)$152
Homeowners insurance (our estimate, 0.5% a year)$107
PMI$0
Total per month$1,644

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3.5% down, 30-year FHA loan
Down payment$9,006
Loan amount$252,640
Principal and interest$1,700
Property taxes (0.71% a year)$152
Homeowners insurance (our estimate, 0.5% a year)$107
FHA mortgage insurance$114
Total per month$2,073

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Questions about home buying in Astatula

What is the median home value in Astatula?

About $257,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Astatula?

Homeowners pay a median $1,831 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Astatula?

For the median home with 20% down at 7.11%, the payment is about $1,644 a month. Keeping that under 28% of gross income takes about $70,463 a year.

More about Astatula

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data