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Buying a home in Astor, Florida

The typical owner-occupied home in Astor is worth about $116,000, 68% below the Florida median of $359,000 and 65% below the national median of $332,700. Owners pay a median $1,103 a year in property taxes, about 0.95% of their home's value, higher than the Florida rate of 0.76%. The median household earns $56,979 a year, so the median home costs 2.0 times the median income (4.8 times for Florida). 89% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.

Astor at a glance

Astor Florida U.S.
Median home value $116,000 $359,000 $332,700
Median property tax paid per year $1,103 $2,730 $3,119
Property tax as a share of value 0.95% 0.76% 0.94%
Median household income $56,979 $74,568 $80,734
Homes lived in by their owners 89% 68% 65%
Owner homes with a mortgage 41% 56% 61%
Median monthly costs, owners with a mortgage $1,350 $1,959 $1,963
Those costs as a share of the owners' income 26.0% 23.6% 21.0%
Median rent $1,055 $1,669 $1,413
Rent as a share of renters' income 18.3% 35.2% 30.6%
Median year homes were built 1980 1988 1980
Vacant homes 29.8% 14.7% 10.1%
Population 1,391 22,416,077 334,922,499

What a typical home costs per month in Astor

At this week's average 30-year rate of 7.11%, buying the median Astor home of $116,000 with 20% down costs about $764 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $958, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,762 for the 20%-down payment. That payment is 16% of the median Astor household income of $56,979; at that income and 20% down, the 28% guideline points to a home of about $202,000.

The median rent here is $1,055 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$23,200
Loan amount$92,800
Principal and interest$624
Property taxes (0.95% a year)$92
Homeowners insurance (our estimate, 0.5% a year)$48
PMI$0
Total per month$764

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3.5% down, 30-year FHA loan
Down payment$4,060
Loan amount$113,899
Principal and interest$766
Property taxes (0.95% a year)$92
Homeowners insurance (our estimate, 0.5% a year)$48
FHA mortgage insurance$51
Total per month$958

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Questions about home buying in Astor

What is the median home value in Astor?

About $116,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Astor?

Homeowners pay a median $1,103 a year, which is about 0.95% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Astor?

For the median home with 20% down at 7.11%, the payment is about $764 a month. Keeping that under 28% of gross income takes about $32,762 a year.

More about Astor

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data