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Buying a home in Paisley, Florida

The typical owner-occupied home in Paisley is worth about $206,400, 43% below the Florida median of $359,000 and 38% below the national median of $332,700. Owners pay a median $1,527 a year in property taxes, about 0.74% of their home's value, close to the Florida rate of 0.76%. The median household earns $82,750 a year, so the median home costs 2.5 times the median income (4.8 times for Florida). 100% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.

Paisley at a glance

Paisley Florida U.S.
Median home value $206,400 $359,000 $332,700
Median property tax paid per year $1,527 $2,730 $3,119
Property tax as a share of value 0.74% 0.76% 0.94%
Median household income $82,750 $74,568 $80,734
Homes lived in by their owners 100% 68% 65%
Owner homes with a mortgage 34% 56% 61%
Median monthly costs, owners with a mortgage $1,180 $1,959 $1,963
Those costs as a share of the owners' income 21.7% 23.6% 21.0%
Median rent – $1,669 $1,413
Median year homes were built 1983 1988 1980
Vacant homes 0.0% 14.7% 10.1%
Population 757 22,416,077 334,922,499

What a typical home costs per month in Paisley

At this week's average 30-year rate of 7.11%, buying the median Paisley home of $206,400 with 20% down costs about $1,324 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,668, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $56,745 for the 20%-down payment. That payment is 19% of the median Paisley household income of $82,750; at that income and 20% down, the 28% guideline points to a home of about $301,000.

20% down, 30-year conventional loan
Down payment$41,280
Loan amount$165,120
Principal and interest$1,111
Property taxes (0.74% a year)$127
Homeowners insurance (our estimate, 0.5% a year)$86
PMI$0
Total per month$1,324

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3.5% down, 30-year FHA loan
Down payment$7,224
Loan amount$202,662
Principal and interest$1,363
Property taxes (0.74% a year)$127
Homeowners insurance (our estimate, 0.5% a year)$86
FHA mortgage insurance$91
Total per month$1,668

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Questions about home buying in Paisley

What is the median home value in Paisley?

About $206,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Paisley?

Homeowners pay a median $1,527 a year, which is about 0.74% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Paisley?

For the median home with 20% down at 7.11%, the payment is about $1,324 a month. Keeping that under 28% of gross income takes about $56,745 a year.

More about Paisley

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data