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Buying a home in Leon County, Florida

The typical owner-occupied home in Leon County is worth about $301,800, 16% below the Florida median of $359,000 and 9% below the national median of $332,700. Owners pay a median $2,397 a year in property taxes, about 0.79% of their home's value, close to the Florida rate of 0.76%. The median household earns $66,287 a year, so the median home costs 4.6 times the median income (4.8 times for Florida). 53% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.

Leon County at a glance

Leon County Florida U.S.
Median home value $301,800 $359,000 $332,700
Median property tax paid per year $2,397 $2,730 $3,119
Property tax as a share of value 0.79% 0.76% 0.94%
Median household income $66,287 $74,568 $80,734
Homes lived in by their owners 53% 68% 65%
Owner homes with a mortgage 61% 56% 61%
Median monthly costs, owners with a mortgage $1,770 $1,959 $1,963
Those costs as a share of the owners' income 20.4% 23.6% 21.0%
Median rent $1,291 $1,669 $1,413
Rent as a share of renters' income 35.1% 35.2% 30.6%
Median year homes were built 1989 1988 1980
Vacant homes 11.0% 14.7% 10.1%
Population 297,542 22,416,077 334,922,499

What a typical home costs per month in Leon County

At this week's average 30-year rate of 7.11%, buying the median Leon County home of $301,800 with 20% down costs about $1,949 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,451, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $83,512 for the 20%-down payment. That payment is 35% of the median Leon County household income of $66,287; at that income and 20% down, the 28% guideline points to a home of about $240,000.

The median rent here is $1,291 a month, so owning the median home costs about $658 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$60,360
Loan amount$241,440
Principal and interest$1,624
Property taxes (0.79% a year)$199
Homeowners insurance (our estimate, 0.5% a year)$126
PMI$0
Total per month$1,949

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3.5% down, 30-year FHA loan
Down payment$10,563
Loan amount$296,334
Principal and interest$1,993
Property taxes (0.79% a year)$199
Homeowners insurance (our estimate, 0.5% a year)$126
FHA mortgage insurance$133
Total per month$2,451

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Questions about home buying in Leon County

What is the median home value in Leon County?

About $301,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Leon County?

Homeowners pay a median $2,397 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Leon County?

For the median home with 20% down at 7.11%, the payment is about $1,949 a month. Keeping that under 28% of gross income takes about $83,512 a year.

More about Leon County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data