The typical owner-occupied home in Paoli is worth about $211,100, 61% below the Colorado median of $539,400 and 37% below the national median of $332,700. Owners pay a median $1,545 a year in property taxes, about 0.73% of their home's value, higher than the Colorado rate of 0.48%. The median household earns $99,444 a year, so the median home costs 2.1 times the median income (5.6 times for Colorado). 83% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.
Paoli at a glance
| Paoli | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $211,100 | $539,400 | $332,700 |
| Median property tax paid per year | $1,545 | $2,602 | $3,119 |
| Property tax as a share of value | 0.73% | 0.48% | 0.94% |
| Median household income | $99,444 | $95,470 | $80,734 |
| Homes lived in by their owners | 83% | 66% | 65% |
| Owner homes with a mortgage | 75% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,792 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 21.4% | 22.1% | 21.0% |
| Median rent | – | $1,761 | $1,413 |
| Median year homes were built | 1945 | 1988 | 1980 |
| Vacant homes | 17.2% | 8.3% | 10.1% |
| Population | 43 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Paoli
At this week's average 30-year rate of 7.11%, buying the median Paoli home of $211,100 with 20% down costs about $1,352 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,704, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,962 for the 20%-down payment. That payment is 16% of the median Paoli household income of $99,444; at that income and 20% down, the 28% guideline points to a home of about $362,000.
| Down payment | $42,220 |
|---|---|
| Loan amount | $168,880 |
| Principal and interest | $1,136 |
| Property taxes (0.73% a year) | $128 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| PMI | $0 |
| Total per month | $1,352 |
Change the numbers in the calculator
| Down payment | $7,388 |
|---|---|
| Loan amount | $207,276 |
| Principal and interest | $1,394 |
| Property taxes (0.73% a year) | $128 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| FHA mortgage insurance | $93 |
| Total per month | $1,704 |
Change the numbers in the calculator
Questions about home buying in Paoli
What is the median home value in Paoli?
About $211,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Paoli?
Homeowners pay a median $1,545 a year, which is about 0.73% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Paoli?
For the median home with 20% down at 7.11%, the payment is about $1,352 a month. Keeping that under 28% of gross income takes about $57,962 a year.
More about Paoli
- Mortgage Refinance in Paoli
- Debt Relief in Paoli
- Home Equity Loans in Paoli
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data